S22 insurance is a short-term health insurance plan in Germany designed for international students, language course students, and PhD researchers. It is commonly used for German visa applications and university enrollment before switching to public or long-term private insurance.

Yes. You will receive your insurance certificate within a few hours after application, and it can be used immediately for your German visa application or university enrollment.

No. With S22 insurance, you can apply first and receive your insurance certificate immediately without upfront payment.

Payment is handled later according to the insurance terms, once your visa process is confirmed.

You can make payment via bank transfer or through a German bank account. We recommend providing a German bank transfer account IBAN, so the premium can be automatically deducted every month. Detailed payment and transfer information can be found in the policy and insurance contract.

“The contract does not have a minimum insurance period, and it will terminate at the latest upon expiration of the one-year insurance period.

The contract can be canceled at the end of each month. Please notify the insurance company by letter or email, and the cancellation request must be received by the insurance company at least 15 days before the end of the month.

If canceling the contract by email, please send the email to [email protected] and include the following information in the email:

– Name
– Insurance policy number
– Type of contract
– Contract termination date

Yes, it’s possible. If the maximum coverage period for S22 is 1 year and it is about to expire, we can assist you in switching to Care College insurance. After switching to Care College insurance, billing will be based on the new insurance contract and pricing. If you need to switch to public health insurance, you can also contact us Email: [email protected] or directly apply for Barmer student insurance or DAK student insurance on our website.