Care Europe Insurance
Care Europe Insurance is a special offer version of travel visa medical insurance provided by Care Concept AG. It 100% meets the visa requirements for Germany and all Schengen countries. This insurance is particularly suitable for seniors aged 70 and above, with a maximum coverage period of 93 days.
Key features of Care Europe Insurance:
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No personal deductible: All medical costs are fully covered by the insurance company.
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Comprehensive coverage: The policy includes Krankenversicherung (medical insurance), accident insurance, and Haftpflichtversicherung (third-party liability insurance).
Important Notes:
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This insurance must be purchased before the start of your trip.
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It is not available to travelers who have already arrived in Europe.
suitable for
- all foreigners coming to Germany and the Schengen countries
- Students who arrive in Germany before the start of the academic year and are not yet registered.
- Students on short-term language courses
- Exchange students, business trips and study tours
- European travellers, tour groups
Ideal for visa applications, short-term stays, and peace of mind during your travels in Germany and the Schengen Area.
Care Europe insurance premiums are divided into two bands: one for insured persons under 70, and one for those who have reached the age of 70. This insurance is particularly suitable for seniors aged 70 and above traveling to Germany or Europe. Premiums vary slightly depending on the duration of the insurance; the longer the coverage, the higher the risk, and the higher the premium. We recommend Care Europe because it is a product of a German insurance company, and its coverage and claims process fully comply with German insurance law. At the claims stage, Care Europe customers are treated the same as German residents, with fast claims processing and simple reimbursement.
It should also be noted that, unlike other travel insurance policies in Germany, such as Mawista, which may appear slightly cheaper, Care Europe has no high co-payments. While Mawista often requires €100 to €500 per doctor or hospital visit, Care Europe has no excess, and all medical or hospitalization costs are reimbursed 100%!
With Care Europe Schengen travel insurance, there is no limit to the amount of medical benefits that can be paid. This means that in the event of an accident requiring ambulance service (e.g., helicopter transport) or an extended stay in the ICU, the insurance can cover very high medical costs, making it ideal for seniors to travel with peace of mind.
Premium Care Europe Insurance
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Time
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70 and over
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31 Days |
71.3 € |
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45 Days |
103.5 € |
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62 Days |
142.6 € |
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93 Days |
213.9 € |
*Premiums are ultimately calculated on the basis of the actual time of use. Example of calculation of the insurance cost: for 30 days of insurance and 71 years of age, it would be 71.3 euros.
If the insurance is taken out for 32 days, you will have to pay a premium of 103,5 euros, because the insurance period is greater than 31 and less than or equal to 45 days.
Care Europe insurance cover
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Benfits
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Care Europe
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|---|---|
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Countries covered: 27 Schengen countries as well as Switzerland, Liechtenstein |
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Maximum amount of insurance compensation |
No quota (i.e. much greater than the minimum requirement of 30,000 euros needed for a visa) |
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Outpatient visits (family doctor or specialist) |
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Includes treatment of epidemics such as new crowns |
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Hospitalisation fees, general (multi-bed) ward |
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Prescription medication and treatment costs |
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Fee for treatment of acute toothache, including fillings |
Up to 300€ |
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Transportation and burial of remains |
Up to 10000€ |
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No need to pay for medical or hospitalisation expenses |
Direct billing between insurance companies and hospitals |
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disability benefit |
Up to 15000Euro |
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Compensation for death of insured person due to accident |
Up to 5000€ |
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No out-of-pocket expenses for medical visits and hospitalisation |
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Third party liability insurance up to EUR 1 million (maximum excess EUR 500) |
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For detailed terms and conditions and scope of the insurance, please read the German language regulations for insurance.pdf
What need to do after applying?
Pay the premium
Please pay the premium in Euros to the company.
Receive your policy and invoice
Policy and invoice will be sent within 12 hours after payment. Issued in English and German.
Get Ready to Travel
Need to change your entry date? Let us know before your insurance starts.
FAQ
Frequently Asked Questions about Care Europe Insurance