Care Europe Insurance
Care Europe Insurance is a special offer version of travel visa medical insurance provided by Care Concept AG. It 100% meets the visa requirements for Germany and all Schengen countries. The insurance is available to individuals of any age, with a maximum coverage period of 93 days.
Key features of Care Europe Insurance:
-
No personal deductible: All medical costs are fully covered by the insurance company.
-
Comprehensive coverage: The policy includes Krankenversicherung (medical insurance), accident insurance, and Haftpflichtversicherung (third-party liability insurance).
-
Affordable premiums: Starting from €0.65 per day!
Important Notes:
-
This insurance must be purchased before the start of your trip.
-
It is not available to travelers who have already arrived in Europe.
suitable for
- Tourists travelling to Germany or Schengen countries in Europe
- Students who arrive in Germany before the start of the academic year and are not yet registered.
- Students on short-term language courses
- Exchange students, business trips and study tours
- European travellers, tour groups
Care Europe insurance premiums are divided into 2 bands, for insured persons under 69 years old and for those who have reached the age of 70. If you are younger, the premiums are naturally cheaper. The premiums vary slightly depending on the duration of the insurance, i.e. the longer the insurance period, the higher the risk, and the higher the premiums. We recommend Care Europe because it is a product of a German insurance company and its insurance coverage and claims procedure are in full compliance with German insurance law. At the claims stage, Care Europe customers are treated in the same way as Germans, with fast claims processing and simple reimbursement.
In addition, it should be noted that unlike other travel insurance policies in Germany, such as Mawista, which may appear to be a little cheaper, Care Europe has a high level of co-payments, ranging from €100 to €500 for each visit to the doctor or hospital.
Care Europe has no excesses and reimburses 100% of the cost of any medical treatment or hospitalisation!
With Care Europe Schengen travel insurance, there is no limit to the amount of medical insurance benefits that can be paid! This means that in the event of an accident requiring ambulance service, e.g. helicopter transport or a prolonged stay in an ICU, the insurance can cover very high claims.
Ideal for visa applications, short-term stays, and peace of mind during your travels in Germany and the Schengen Area.
Care Europe insurance cover
Benfits |
Care Europe |
|---|---|
|
Countries covered: 27 Schengen countries as well as Switzerland, Liechtenstein |
|
|
Maximum amount of insurance compensation |
No quota (i.e. much greater than the minimum requirement of 30,000 euros needed for a visa) |
|
Outpatient visits (family doctor or specialist) |
|
|
Includes treatment of epidemics such as new crowns |
|
|
Hospitalisation fees, general (multi-bed) ward |
|
|
Prescription medication and treatment costs |
|
|
Fee for treatment of acute toothache, including fillings |
Up to 300€ |
|
Transportation and burial of remains |
Up to 10000€ |
|
No need to pay for medical or hospitalisation expenses |
Direct billing between insurance companies and hospitals |
|
disability benefit |
Up to 15000Euro |
|
Compensation for death of insured person due to accident |
Up to 5000€ |
|
No out-of-pocket expenses for medical visits and hospitalisation |
|
|
Third party liability insurance up to EUR 1 million (maximum excess EUR 500) |
|
For detailed terms and conditions and scope of the insurance, please read the German language regulations for insurance.pdf
Premium Care Europe Insurance
Time |
Up to 69 years |
70 and over |
|---|---|---|
|
10 Days |
6.5 € |
23 € |
|
17 Days |
12.5 € |
39.1 € |
|
31 Days |
19 € |
71.3 € |
|
45 Days |
37 € |
103.5 € |
|
62 Days |
45 € |
142.6 € |
|
93 Days |
89 € |
213.9 € |
*Premiums are ultimately calculated on the basis of the actual time of use. Example of calculation of the insurance cost: for 30 days of insurance and 65 years of age, it would be 19 euros.
If the insurance is taken out for 32 days, you will have to pay a premium of 37 euros, because the insurance period is greater than 31 and less than or equal to 45 days.