Care Economy Insurance
Health insurance for foreign visitors to the EU
Care Economy Insurance is 100% recognized by the German Embassy and meets the medical insurance requirements for Germany and the European Union visa applications. Non-German nationals under the age of 74 can apply for this insurance. Therefore, foreign students, including middle school students, high school students, language course students, doctoral students, as well as travelers, visitors, and business travelers can choose this insurance. Care Economy Insurance requires no medical examination or health certificate for enrollment, and it offers broad coverage for up to 2 years. Premiums are as low as 1 Euro per day!
Care Econemy Insurance suits
- business travelers to Germany and Europe
- family reunion or visit visas exceeding 3 months.
- doctoral students, exchange scholars, exchange students, or scholarship recipients
- postdoctoral researchers and their families
Compared to Care College, S14, and S22 insurance, Care Economy insurance is more suitable for foreign nationals over the age of 40, such as doctoral students or exchange scholars. It is especially suitable for doctoral students, postdoctoral researchers, and their families.
Business travelers coming to Germany for exploration or to establish businesses can also opt for this insurance. If you are applying for a German Blue Card or a residence permit, we can also assist you in obtaining the required proof of public or private long-term medical insurance in Germany.
According to the requirements of German universities, German students under the age of 30 must join the German public health insurance. We recommend Barmer health insurance the largest public health insurance provider in Germany with the best value for money. For more details, please refer to the introduction of German public health Barmer insurance.
Care Economy Insurance Benifits
Benifits |
Care Economy |
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Outpatient consultation fees (family doctor or specialist) |
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Hospitalization expenses |
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Prescription medication costs and treatment fees |
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Emergency dental treatment fees, including fillings |
Coverage up to 300 Euro within 180 days of enrollment; up to 600 Euro for durations exceeding 180 days. |
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Costs for necessary assistive devices due to accidents |
100% |
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Transportation expenses for treatment abroad |
up to 25000€ |
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Costs for transporting remains and burial expenses |
up to 25000€ |
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Prenatal care, treatment, and delivery costs (after 8-month waiting period) |
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no deductible |
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Medical insurance covers vacations or business trips back home (after 1 year of coverage, up to 6 weeks). |
Equivalent to international travel medical insurance |
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Option to choose zero co-payment (otherwise, €25 self-payment per illness). |
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* Upon returning to the insured person’s home country, the same medical insurance services are available for trips not exceeding 6 weeks. Prior to departure, notification via email to the insurance company is required.
Care Economy Premium
Duration of coverage |
up to 64 years old without deductible |
up to 64 years old with deductible |
65-74 years old without deductible |
65-74 years old with deductible |
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<=90 days |
1.18 €/day |
1.00 €/day |
3.48 €/day |
2.95 €/day |
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91 - 180 days |
1.59 €/day |
1.35 €/day |
4.37 €/day |
3.70 €/day |
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181 - 365 days |
2.30 €/day |
1.95 €/day |
5.84 €/day |
4.95 €/day |
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366 - 730 days |
2.83 €/day |
2.4 €/day |
9.32 €/day |
7.90 €/day |
* If the coverage period exceeds 180 days, insurance premiums can be paid monthly with approximately a 10% discount. The specific price will be automatically adjusted when filling out the application form.
Advantages of Care Economy insurance
Wide coverage
Care Economy is a superior German medical insurance to Care College. It offers medical and accident insurance, along with broader coverage including better dental care, improved maternity and childbirth services, and international travel medical insurance during home leave periods. Fully compliant with German Embassy and Immigration Office visa requirements.
Suitable for everyone
This insurance is almost suitable for all individuals applying for a German visa. Especially for: long-term business travelers, postdoctoral researchers, doctoral students and their families over the age of 40, and others who cannot join public health insurance. Care Economy offers them high-value private medical services. As long as you have not been in Germany for more than 5 years, you can choose to insure with Care Economy at any time.
Payment after insurance coverage
Care Economy insurance offers flexible plans with payment options after enrollment. You can easily modify insurance start or end dates by contacting customer service. Premiums can be paid via credit card, international bank transfer, or automatic monthly bank transfers for policies exceeding 180 days. Reach out to our customer service for payment assistance.
Free Incomming Insurance
Apply for German Barmer and DAK public health insurance, and receive 3 months of travel health insurance.
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