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S14 Student Health Insurance

Medical insurance for junior and senior high school students, language course students, pre-university students, doctoral students

S14 Insurance is an enhanced and customized version of care college student insurance. It meets the long-term needs of junior high school students, high school students, language students, and doctoral students aged 12-34 years old, Care Concept has developed a cheaper and more practical student insurance product, S14 Insurance. The maximum period of insurance is 5 years. The insurance contract not only includes the Krankenversicherung (medical insurance), which is a part of the care college insurance, but also the Haftpflichtverischerung (third-party liability insurance), for a total of 38 euros per month for the first 36 months!

Insurance suitable for persons

The S14 insurance is an insurance policy for high school students, language students and non-salaried doctoral students under the age of 35 who are studying in Germany. Foreigners can also apply for this insurance if they are coming to Germany temporarily for training or study.

You need to apply for this insurance before you enter Germany, but if you are already in Germany, please apply for the care college insurance.

Note: Non-scholarship post-doctoral students are not eligible for Care College insurance and can only apply for Care Economy insurance.

According to the requirements of the German universities, all German students within 30 years of age must be insured by the German public health insurance, and we recommend the Barmer health insurance. For more information about Barmer health insurance, please see the brochure “Barmer health insurance”.

S14 Insurance Coverage

Benefits
S14 Insurance

Outpatient visits (family doctor or specialist)

Hospitalization

Costs of prescription drugs and treatment

Fee for treatment of acute toothache, including fillings

250€ / police year*

Cost of assistive devices required as a result of an accident

up to 250€/ police year

Necessary transportation to arrange repatriation for medical treatment

up to 10000€

Costs of transportation and burial of remains

up to 10000€

Pregnancy check-ups and treatment (after 8 months of waiting period)

deductible/policy year

no deductible

Third party liability insurance up to 1 million Euro (maximum deductible 500 Euro)

For detailed terms and conditions and scope of the insurance, please read the German language regulations for insurance.pdf

Premium S14 Insurance

Time
Health Insurance
personal liability insurance
Summer

1- 36 Month

36.16 €/Month

1.84 €/Month

38 €/Month

from 37 - 60 Month

41.16 €/Month

1.84 €/Month

43 €/Month

Benefits of S14 Insurance

Wide coverage

S14 offers comprehensive coverage, including medical insurance and accident insurance, as does CARE COLLEGE insurance. The plan offers a wide range of coverage, including hospitalization, surgical expenses, drug expenses, emergency medical care, dental care and more!

Affordable pricing

The lowest premium, S14 insurance not only includes essential medical coverage but also offers high-value third-party liability insurance. This insurance has a total monthly premium of only 38 euros for the first 3 years of coverage, with no deductible for all treatments!

Flexible insurance programs

S14 insurance offers flexible insurance plans, allowing students to choose payment after enrollment. The insurance period is flexible, and students can contact customer service for free to modify the start or end date of insurance.

Professional service

S14 is a specially tailored medical insurance by Care Concept Insurance Company. Our website exclusively provides comprehensive consultation and services for students. Students can reach out for timely assistance and support via phone or email.

Free Incomming Insurance

Apply for public health insurance and provide free travel medical insurance that meets visa requirements

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