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S14 Student Health Insurance

Medical insurance for junior and senior high school students, language course students, pre-university students, doctoral students

The S14 Student Health Insurance is designed for junior and senior high school students, language course students, pre-university students, and doctoral students. This enhanced and customized insurance offers a comprehensive solution tailored to the needs of students aged 12-34 years.

Developed by Care Concept, the S14 Insurance provides a cost-effective and practical alternative to traditional student insurance. The coverage includes both Krankenversicherung (medical insurance) and Haftpflichtversicherung (third-party liability insurance), all for just 38 euros per month for the first 36 months. The insurance term can extend up to 5 years, ensuring long-term protection for students.

Eligibility

The S14 insurance is an insurance policy for high school students, language The S14 insurance is specifically designed for high school students, language students, and non-salaried doctoral students under the age of 35 studying in Germany. This policy is also available to foreigners coming to Germany temporarily for training or study.

 

Application Requirements:

Apply for S14 insurance before entering Germany. If you are already in Germany, please apply for Care College insurance instead.

 

Important Note:
Non-scholarship post-doctoral students are not eligible for Care College insurance and can only apply for Care Economy insurance.

According to German university requirements, all students under 30 years of age must have German public health insurance. We recommend Barmer health insurance. For more details, please refer to the “Barmer Health Insurance” brochure.

S14 Insurance Coverage

Benefits
S14 Insurance

Outpatient visits (family doctor or specialist)

Hospitalization

Costs of prescription drugs and treatment

Fee for treatment of acute toothache, including fillings

250€ / police year*

Cost of assistive devices required as a result of an accident

up to 250€/ police year

Necessary transportation to arrange repatriation for medical treatment

up to 10000€

Costs of transportation and burial of remains

up to 10000€

Pregnancy check-ups and treatment (after 8 months of waiting period)

deductible/policy year

no deductible

Third party liability insurance up to 1 million Euro (maximum deductible 500 Euro)

For detailed terms and conditions and scope of the insurance, please read the German language regulations for insurance.pdf

Premium S14 Insurance

Time
Health Insurance
personal liability insurance
Summer

1- 36 Month

36.16 €/Month

1.84 €/Month

38 €/Month

from 37 - 60 Month

41.16 €/Month

1.84 €/Month

43 €/Month

Benefits of S14 Insurance

Wide coverage

S14 provides comprehensive coverage similar to CARE COLLEGE insurance, including both medical and accident insurance. The plan encompasses a broad spectrum of benefits, such as hospitalization, surgical expenses, prescription medications, emergency medical care, dental treatments, and more!

Affordable pricing

S14 insurance offers the lowest premium available while providing essential medical coverage and valuable third-party liability insurance. For just 38 euros per month during the first 3 years of coverage, you receive comprehensive protection with no deductible for any treatments!

Flexible insurance programs

Eligible students can apply for S14 insurance free of charge and receive their policy the same day for visa processing. Once you obtain your visa, please contact us to activate your insurance. You will have up to 30 days to pay the premium. You can either pay the entire premium in a single transfer or provide your German IBAN bank account for automatic monthly payments.

Professional service

S14 is a specially tailored medical insurance by Care Concept Insurance Company. Our website exclusively provides comprehensive consultation and services for students. Students can reach out for timely assistance and support via phone or email.

Free Incomming Insurance

Apply for public health insurance and provide free travel medical insurance that meets visa requirements

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