- Health insurance for students and scholars in Germany
Health Insurance for International Students, Doctoral Candidates, and Language Students in Germany
STU Insurance is the leading health insurance and wellness platform in the German student market. We are the official partner of several major insurance companies, including Allianz Deutschland, Hansemerkur Deutschland, Care Concept Insurance Deutschland, DAK Insurance, and Barmer Insurance Deutschland, among others. Our mission is to address the information gap in insurance for students residing in Germany by creating a user-friendly and accessible insurance market tailored to the needs of international students and scholars.
You can apply for public health insurance and third-party liability insurance directly on our website
Serving Over 20,000 International Students Since 2013
Jessica Li
As a PhD student from China studying Economic Engineering at TU Berlin, I highly recommend CC Insurance. Their excellent Chinese language support and smooth reimbursement process over the past two years have made my experience stress-free.
Health Insurance for International Students
Meet German visa requirements
Germany requires all international students to have valid health insurance. STU Insurance not only meets these requirements but also provides you with the necessary proof for visa applications, ensuring a seamless process.
Low premiums and flexible schedule
STU Insurance offers competitive and affordable insurance plans designed specifically for international students. Choose the duration of your coverage based on your study period in Germany, with the flexibility to cancel your policy at no extra cost if your plans change.
Comprehensive medical protection
Our insurance plans cover hospitalization, surgery, outpatient care, and emergency services, ensuring that you receive the same high-quality medical care as local residents in Germany.
Private insurance for people
- Up to 40 years old
- language student, doctoral student
- Education International Program
- Students over 30 years old
Main features
- Outpatient visits and hospitalization costs
- reimbursement for prescription drugs
- Flexible enrollment schedule and low cost
- Includes medical rehabilitation equipment and related expenses
- Overseas travel medical insurance for repatriation vacations
- Coverage for Germany and Schengen countries
Public insurance for people
- studying in Germany , exchange student
- PhD with a salary in Germany
- Employees of German enterprises
Main features
- Outpatient visits and hospitalization costs
- reimbursement for prescription drugs
- Free treatment is also available for chronic diseases
- Includes medical rehabilitation equipment and related expenses
- No need to pay for medical expenses
- Comprehensive German national health insurance
Flexible Payment and Enrollment Options
At STU Insurance, we offer flexible payment and enrollment terms designed to accommodate your needs as an international student in Germany. You can secure your insurance policy before making any payments, with the ability to adjust the start and end dates at no extra cost to match the duration of your studies.
Payments
STU Insurance provide a variety of payment options, allowing you to either pay your premium in one lump sum or through convenient monthly installments. Once your policy is in place, simply pay the premium before the coverage begins.
insurance coverage
For private health insurance customers, you have the freedom to choose and modify your insurance start date before the policy is activated. Additionally, if your studies end early or you return home ahead of schedule, you can cancel your insurance free of charge.
Health Insurance for Doctoral and Language Students
Care College
- Up to 5 years
- under 40 years of age
- Outpatient and emergency consultations
- Hospitalization and its medical expenses
- Drugs and assistive devices
- insurance card
- insurance coverage in home country
- refund if no claims in one policy year
S14 Insurance
- Up to 5 years
- under 35 years of age
- Outpatient and emergency consultations
- Hospitalization and related costs
- Medical expenses and assistive devices
- Acute toothache treatment
- Repatriation transportation for medical needs
- No self-pay component
- Insurance companies can pre-pay for office visits
- personal liability insurance
S22 Insurance (short-term)
- Up to 1 year
- under 35 years of age
- Same coverage as S14 insurance
Health insurance for college students
Public and private health insurance
DAK
- under 30 years old
- German public health insurance
- Outpatient and emergency consultations
- Hospitalization and its medical expenses
- Pharmaceuticals and auxiliary aids
- Costs of toothaches and fillings
- Including care insurance
- Additional Fit & Travel insurance for 120 Euro per year.
- free incomming insruance
Barmer
- under 30 years old
- Second largest public health insurance in Germany
- Outpatient and emergency consultations
- Coverage of hospitalization and related expenses
- Medical expenses and assistive devices
- Toothache and related treatments
- Pregnancy tests and related costs
- Including care insurance
- Bonus for 300 Euro per year
- free incomming insurance
Care Student (Private)
- Especially for college students over 30
- Medical insurance that can be registered at German universities
- Outpatient and emergency consultations
- Hospitalization and related costs
- Medical expenses and assistive devices
- Acute toothache treatment
- Including care insurance
Our Benefits
Full range of products
Not only can you apply online for Germany's most popular private insurance and public health insurance, but you can also apply for exclusive S14 and S22 insurance packages that are even more cost-effective. There are also Care Economy and Care Europe Schengen travel insurance for all people.
Professional Services
The customer service team in Germany has the advantage of utilizing the local area to help you contact your German insurance company first to solve the problem quickly. We offer customer service in German, English and Chinese.
Fast ordering
All insurance can be applied online directly, and you can get the proof of insurance PDF file on the same working day. Insurance start time is flexible, you can contact customer service for free modification when you get the visa. Various payment methods .
Our Partners
Sales and service partner for German public and private health insurance groups since 2013
