{"id":25146,"date":"2025-01-06T13:33:37","date_gmt":"2025-01-06T12:33:37","guid":{"rendered":"http:\/\/stu-insurance.de\/cn\/?p=25146"},"modified":"2025-01-06T13:37:19","modified_gmt":"2025-01-06T12:37:19","slug":"blog-gongliyibao","status":"publish","type":"post","link":"https:\/\/stu-insurance.de\/cn\/blog\/gongliyibao","title":{"rendered":"\u5fb7\u56fd\u516c\u7acb\u533b\u4fdd\u4ecb\u7ecd"},"content":{"rendered":"\n<p>\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\uff08Gesetzliche Krankenversicherung\uff09\u662f\u5fb7\u56fd\u7684\u4e00\u79cd\u793e\u4f1a\u4fdd\u9669\u5236\u5ea6\uff0c\u4e3a\u5fb7\u56fd\u5c45\u6c11\u63d0\u4f9b\u5168\u9762\u7684\u533b\u7597\u4fdd\u5065\u670d\u52a1\u3002\u5fb7\u56fd\u4f5c\u4e3a\u7559\u5b66\u548c\u5c45\u4f4f\u7684\u70ed\u95e8\u76ee\u7684\u5730\uff0c\u62e5\u6709\u4e00\u5957\u5168\u9762\u7684\u533b\u7597\u4fdd\u9669\u5236\u5ea6\uff0c\u4ee5\u786e\u4fdd\u7559\u5b66\u751f\u548c\u5c45\u6c11\u5728\u9700\u8981\u65f6\u83b7\u5f97\u9002\u5f53\u7684\u533b\u7597\u4fdd\u969c\u3002\u672c\u6587\u5c06\u4e3a\u60a8\u63d0\u4f9b\u5173\u4e8e\u5fb7\u56fd\u533b\u7597\u4fdd\u9669\u7684\u5168\u9762\u6307\u5357\uff0c\u6db5\u76d6\u5165\u5883\u5b66\u751f\u7b7e\u8bc1\u548c\u5c45\u4f4f\u671f\u95f4\u7684\u5404\u4e2a\u65b9\u9762\u3002<\/p>\n\n\n\n<p>\u521a\u521a\u66f4\u65b0\u4e862025\u5e74\u6700\u65b0\u516c\u7acb\u533b\u4fdd\u4fe1\u606f\uff0c\u7531\u4e8e\u6210\u672c\u4e0a\u5347\u5fb7\u56fd\u6240\u6709\u516c\u7acb\u533b\u4fdd\u90fd\u57281\u6708\u6da8\u4ef7\u4e86\u3002\u672c\u6587\u7684\u4fe1\u606f\u548c\u4ef7\u683c\u90fd\u662f\u6700\u65b0\u60c5\u51b5\uff0c\u76f8\u6bd42024\u5e74\u5fb7\u56fd\u6240\u6709\u516c\u7acb\u548c\u79c1\u7acb\u533b\u7597\u4fdd\u9669\u4ef7\u683c\u5747\u6709\u663e\u8457\u7684\u4e0a\u5347\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\u6982\u8ff0<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4ec0\u4e48\u662f\u516c\u7acb\u533b\u7597\u4fdd\u9669\uff08GKV\uff09<\/strong><\/h3>\n\n\n\n<p>\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\uff08Gesetzliche Krankenversicherung\uff0c\u7b80\u79f0GKV\uff09\u662f\u5fb7\u56fd\u533b\u7597\u4fdd\u9669\u4f53\u7cfb\u7684\u6838\u5fc3\u90e8\u5206\uff0c\u65e8\u5728\u63d0\u4f9b\u5e7f\u6cdb\u7684\u533b\u7597\u8986\u76d6\u548c\u4fdd\u969c\u3002GKV\u662f\u6cd5\u5b9a\u4fdd\u9669\uff0c\u4e3b\u8981\u9762\u5411\u666e\u901a\u96c7\u5458\u3001\u5b66\u751f\u3001\u5931\u4e1a\u8005\u7b49\u7fa4\u4f53\uff0c\u786e\u4fdd\u4ed6\u4eec\u5728\u75be\u75c5\u6216\u533b\u7597\u9700\u6c42\u65f6\u80fd\u591f\u83b7\u5f97\u5fc5\u8981\u7684\u533b\u7597\u670d\u52a1\u3002<\/p>\n\n\n\n<p>\u5982\u4eca\uff0c\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\u8986\u76d6\u4e86\u7ea690%\u7684\u5fb7\u56fd\u4eba\u53e3\uff0c\u662f\u5fb7\u56fd\u533b\u7597\u4fdd\u9669\u7684\u57fa\u77f3\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e0e\u79c1\u7acb\u533b\u7597\u4fdd\u9669\uff08PKV\uff09\u7684\u533a\u522b<\/strong><\/h3>\n\n\n\n<p>\u5fb7\u56fd\u7684\u533b\u7597\u4fdd\u9669\u4f53\u7cfb\u5206\u4e3a\u516c\u7acb\u533b\u7597\u4fdd\u9669\u548c\u79c1\u7acb\u533b\u7597\u4fdd\u9669\uff08Private Krankenversicherung\uff0c\u7b80\u79f0PKV\uff09\u3002\u4e24\u8005\u4e4b\u95f4\u7684\u4e3b\u8981\u533a\u522b\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8986\u76d6\u7fa4\u4f53<\/strong>\uff1aGKV\u4e3b\u8981\u8986\u76d6\u5f3a\u5236\u53c2\u4fdd\u7684\u4f4e\u6536\u5165\u7fa4\u4f53\u548c\u4e2d\u7b49\u6536\u5165\u7fa4\u4f53\uff0c\u800cPKV\u5219\u4e3b\u8981\u9762\u5411\u9ad8\u6536\u5165\u8005\u3001\u81ea\u96c7\u4eba\u58eb\u548c\u516c\u52a1\u5458\u3002<\/li>\n\n\n\n<li><strong>\u4fdd\u8d39\u8ba1\u7b97<\/strong>\uff1aGKV\u7684\u4fdd\u8d39\u57fa\u4e8e\u6536\u5165\uff0c\u5177\u6709\u4e00\u5b9a\u7684\u793e\u4f1a\u518d\u5206\u914d\u529f\u80fd\uff1bPKV\u7684\u4fdd\u8d39\u5219\u57fa\u4e8e\u4e2a\u4eba\u5065\u5eb7\u72b6\u51b5\u548c\u5e74\u9f84\u3002<\/li>\n\n\n\n<li><strong>\u670d\u52a1\u8d28\u91cf<\/strong>\uff1aPKV\u901a\u5e38\u63d0\u4f9b\u66f4\u9ad8\u8d28\u91cf\u548c\u66f4\u4e2a\u6027\u5316\u7684\u670d\u52a1\uff0c\u4f46GKV\u7684\u670d\u52a1\u4e5f\u975e\u5e38\u5168\u9762\u4e14\u6709\u4fdd\u969c\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u516c\u7acb\u533b\u7597\u4fdd\u9669\u7684\u8986\u76d6\u8303\u56f4<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5f3a\u5236\u53c2\u4fdd\u7684\u7fa4\u4f53<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u96c7\u5458<\/strong>\uff1a\u6240\u6709\u5e74\u6536\u5165\u4f4e\u4e8e\u4e00\u5b9a\u95e8\u69db\uff082025\u5e74\u4e3a\u7a0e\u524d\u5e74\u6536\u516573800\u6b27\u5143\uff09\u7684\u96c7\u5458\u90fd\u5fc5\u987b\u53c2\u52a0GKV\u516c\u7acb\u533b\u7597\u4fdd\u9669\u3002\u8fd9\u4e00\u95e8\u69db\u6bcf\u5e74\u8c03\u6574\u3002<\/li>\n\n\n\n<li><strong>\u5b66\u751f<\/strong>\uff1a\u5728\u5fb7\u56fd\u5927\u5b66\u6ce8\u518c\u7684\u5b66\u751f\u5fc5\u987b\u53c2\u52a0\u5b66\u751f\u5065\u5eb7\u4fdd\u9669\uff0c\u76f4\u5230\u4ed6\u4eec\u6ee130\u5c81\u6216\u5b66\u4e60\u7ed3\u675f\u3002<\/li>\n\n\n\n<li><strong>\u5931\u4e1a\u8005<\/strong>\uff1a\u767b\u8bb0\u5931\u4e1a\u5e76\u9886\u53d6\u5931\u4e1a\u6551\u6d4e\u91d1\u7684\u4e2a\u4eba\u4e5f\u5fc5\u987b\u53c2\u52a0GKV\u3002<\/li>\n\n\n\n<li><strong>\u9000\u4f11\u4eba\u5458<\/strong>\uff1a\u9000\u4f11\u540e\u7ee7\u7eed\u4eab\u53d7GKV\u7684\u533b\u7597\u4fdd\u9669\u5f85\u9047<\/li>\n<\/ul>\n\n\n\n<p>\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\u662f\u4e00\u9879\u5f3a\u5236\u6027\u7684\u793e\u4f1a\u4fdd\u9669\u5236\u5ea6\uff0c\u51e0\u4e4e\u6240\u6709\u5728\u5fb7\u56fd\u5de5\u4f5c\u6216\u5c45\u4f4f\u7684\u4eba\u90fd\u5fc5\u987b\u53c2\u52a0\u300218\u5c81\u4e4b\u524d\u4ecd\u7136\u53ef\u4ee5\u7ee7\u7eed\u4ee5\u5bb6\u5ead\u6210\u5458\u7684\u8eab\u4efd\u514d\u8d39\u52a0\u5165\u516c\u7acb\u533b\u7597\u4fdd\u9669\u300218\u5c81\u4ee5\u540e\uff0c\u4f8b\u5982\u505a\u57f9\u8bad\u6216\u8005\u8bfb\u5927\u5b66\uff0c\u5219\u9700\u8981\u81ea\u5df1\u8d2d\u4e70\u533b\u7597\u4fdd\u9669\u3002\u5bf9\u5fb7\u56fd\u548c\u5916\u56fd\u7559\u5b66\u751f\uff0c\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\u91c7\u53d6\u7684\u662f\u7edf\u4e00\u7684\u6536\u8d39\u548c\u670d\u52a1\u6807\u51c6\u3002\u5927\u5b66\u751f\u4fdd\u9669\uff0c\u5305\u542b\u5fc5\u8981\u7684\u533b\u7597\u4fdd\u9669\u548c\u62a4\u7406\u9669\u3002\u76ee\u524d\u6bcf\u4e2a\u6708\u5927\u6982140\u6b27\u5143\u5de6\u53f3\u3002\u5728\u5fb7\u56fd\u6709\u6536\u5165\u7684\u96c7\u5458\uff0c\u4e5f\u53ef\u4ee5\u53c2\u52a0\u516c\u7acb\u533b\u7597\u4fdd\u9669\u3002\u96c7\u5458\u548c\u96c7\u4e3b\u6309\u7167\u6536\u5165\u7684\u4e00\u5b9a\u6bd4\u4f8b\u5171\u540c\u7f34\u7eb3\u4fdd\u9669\u8d39\uff0c\u81ea\u96c7\u4eba\u58eb\u548c\u5176\u4ed6\u4eba\u7fa4\u5219\u6839\u636e\u6536\u5165\u60c5\u51b5\u5355\u72ec\u7f34\u7eb3\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u81ea\u613f\u53c2\u4fdd\u7684\u7fa4\u4f53<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u81ea\u7531\u804c\u4e1a\u8005\u548c\u81ea\u96c7\u4eba\u58eb<\/strong>\uff1a\u53ef\u4ee5\u9009\u62e9\u52a0\u5165GKV\uff0c\u4f46\u901a\u5e38\u4e5f\u6709\u9009\u62e9PKV\u7684\u81ea\u7531\u3002<\/li>\n\n\n\n<li><strong>\u9ad8\u6536\u5165\u8005<\/strong>\uff1a\u5e74\u6536\u5165\u8d85\u8fc7\u5f3a\u5236\u53c2\u4fdd\u95e8\u69db\u7684\u9ad8\u6536\u5165\u8005\u53ef\u4ee5\u9009\u62e9\u81ea\u613f\u7559\u5728GKV\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u516c\u7acb\u533b\u4fdd\u8986\u76d6\u7684\u533b\u7597\u670d\u52a1<\/h3>\n\n\n\n<p>\u516c\u7acb\u533b\u7597\u4fdd\u9669\u63d0\u4f9b\u5e7f\u6cdb\u7684\u533b\u7597\u4fdd\u969c\u8303\u56f4\uff0c\u5305\u62ec\u75be\u75c5\u6cbb\u7597\u3001\u9884\u9632\u4fdd\u5065\u3001\u836f\u7269\u5904\u65b9\u3001\u4f4f\u9662\u6cbb\u7597\u3001\u624b\u672f\u548c\u5eb7\u590d\u7b49\u3002\u88ab\u4fdd\u9669\u4eba\u53ef\u4ee5\u5728\u5408\u4f5c\u7684\u533b\u9662\u3001\u533b\u751f\u548c\u5176\u4ed6\u533b\u7597\u670d\u52a1\u63d0\u4f9b\u8005\u4e2d\u81ea\u7531\u9009\u62e9\uff0c\u4eab\u53d7\u57fa\u672c\u7684\u533b\u7597\u4fdd\u5065\u670d\u52a1\u3002<\/p>\n\n\n\n<p><strong>\u57fa\u672c\u533b\u7597\u670d\u52a1<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u95e8\u8bca\u670d\u52a1<\/strong>\uff1a\u5305\u62ec\u4e00\u822c\u533b\u751f\u548c\u4e13\u79d1\u533b\u751f\u7684\u8bca\u7597\u670d\u52a1\u3002<\/li>\n\n\n\n<li><strong>\u4f4f\u9662\u670d\u52a1<\/strong>\uff1a\u6db5\u76d6\u4f4f\u9662\u6cbb\u7597\u548c\u624b\u672f\u8d39\u7528\uff0c\u5305\u62ec\u516c\u7acb\u548c\u90e8\u5206\u79c1\u7acb\u533b\u9662\u7684\u670d\u52a1\u3002<\/li>\n\n\n\n<li><strong>\u7259\u79d1\u670d\u52a1<\/strong>\uff1a\u57fa\u672c\u7684\u7259\u79d1\u62a4\u7406\u548c\u6cbb\u7597\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u9884\u9632\u6027\u5065\u5eb7\u670d\u52a1<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9884\u9632\u6027\u68c0\u67e5<\/strong>\uff1a\u5305\u62ec\u764c\u75c7\u7b5b\u67e5\u3001\u75ab\u82d7\u63a5\u79cd\u548c\u5176\u4ed6\u5065\u5eb7\u68c0\u67e5\u3002<\/li>\n\n\n\n<li><strong>\u6bcd\u5a74\u4fdd\u5065<\/strong>\uff1a\u4ea7\u524d\u68c0\u67e5\u548c\u513f\u7ae5\u9884\u9632\u6027\u5065\u5eb7\u68c0\u67e5\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u7279\u6b8a\u533b\u7597\u670d\u52a1<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5b55\u4ea7\u5987\u62a4\u7406<\/strong>\uff1a\u6db5\u76d6\u6000\u5b55\u671f\u95f4\u7684\u6240\u6709\u5fc5\u8981\u68c0\u67e5\u3001\u5206\u5a29\u548c\u4ea7\u540e\u62a4\u7406\u3002<\/li>\n\n\n\n<li><strong>\u7cbe\u795e\u5065\u5eb7<\/strong>\uff1a\u5305\u62ec\u5fc3\u7406\u6cbb\u7597\u548c\u7cbe\u795e\u79d1\u62a4\u7406\u3002<\/li>\n\n\n\n<li><strong>\u5eb7\u590d\u670d\u52a1<\/strong>\uff1a\u5305\u62ec\u7269\u7406\u6cbb\u7597\u548c\u804c\u4e1a\u5eb7\u590d\u3002<\/li>\n<\/ul>\n\n\n\n<h2 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rel=\"noopener\" title=\"\"><strong>\u5fb7\u56fdTK\u4fdd\u9669<\/strong><\/a>\u662f\u5fb7\u56fdTK\u6c49\u5821\u603b\u90e8\u552f\u4e00\u6388\u6743\u7684\u4e2d\u6587\u670d\u52a1\u5408\u4f5c\u7f51\u7ad9\uff0c\u7f51\u7ad9\u63d0\u4f9b\u4e2d\u6587\u3001\u5fb7\u8bed\u548c\u82f1\u8bed\u5ba2\u670d\uff0c\u53ef\u5feb\u901f\u7533\u8bf7TK\uff0c\u4e00\u4e2a\u5de5\u4f5c\u65e5\u62ff\u5230\u5165\u4fdd\u8bc1\u660e\uff0c\u5168\u90e8\u670d\u52a1\u90fd\u662f\u5b8c\u5168\u514d\u8d39\u7684\u3002\u7f51\u7ad9\u5730\u5740 <a href=\"https:\/\/dgtkbx.com\/\" target=\"_blank\" rel=\"noopener\" title=\"\">https:\/\/dgtkbx.com<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"723\" height=\"619\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2024\/05\/2023-04-14-11_07_41-\u5fb7\u56fdTK\u4fdd\u9669-TK\u4fdd\u9669\u5b98\u7f51\u6388\u6743\u4e2d\u6587\u670d\u52a1-\u5fb7\u56fd\u516c\u7acb\u533b\u4fdd\u5728\u7ebf\u7533\u8bf7.jpg\" alt=\"\u5fb7\u56fdTK\u4fdd\u9669\u5b98\u7f51\" class=\"wp-image-26773\" srcset=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2024\/05\/2023-04-14-11_07_41-\u5fb7\u56fdTK\u4fdd\u9669-TK\u4fdd\u9669\u5b98\u7f51\u6388\u6743\u4e2d\u6587\u670d\u52a1-\u5fb7\u56fd\u516c\u7acb\u533b\u4fdd\u5728\u7ebf\u7533\u8bf7.jpg 723w, https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2024\/05\/2023-04-14-11_07_41-\u5fb7\u56fdTK\u4fdd\u9669-TK\u4fdd\u9669\u5b98\u7f51\u6388\u6743\u4e2d\u6587\u670d\u52a1-\u5fb7\u56fd\u516c\u7acb\u533b\u4fdd\u5728\u7ebf\u7533\u8bf7-300x257.jpg 300w\" sizes=\"(max-width: 723px) 100vw, 723px\" 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Krankenversicherung\uff09\u662f\u5fb7\u56fd\u7684\u4e00\u79cd\u793e\u4f1a\u4fdd\u9669\u5236\u5ea6\uff0c\u4e3a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27038,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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