{"id":27974,"date":"2026-09-18T11:56:00","date_gmt":"2026-09-18T09:56:00","guid":{"rendered":"https:\/\/stu-insurance.de\/cn\/?page_id=27974"},"modified":"2026-09-18T12:41:31","modified_gmt":"2026-09-18T10:41:31","slug":"elementor-27974","status":"publish","type":"page","link":"https:\/\/stu-insurance.de\/cn\/tk\/","title":{"rendered":"\u5fb7\u56fdTK\u4fdd\u9669\u4ecb\u7ecd\u548c\u7533\u8bf7\u6d41\u7a0b"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\r\n\r\n \r\n\r\n\r\n \r\n \r\n \u5fb7\u56fdTK\u4fdd\u9669\uff5c\u5b66\u751f\u3001\u5728\u804c\u4eba\u5458\u516c\u7acb\u533b\u7597\u4fdd\u9669<\/title>\r\n <meta name=\"description\" content=\"\u4e86\u89e3\u5fb7\u56fdTK\u516c\u7acb\u533b\u7597\u4fdd\u9669\uff1a\u5b66\u751f\u4fdd\u9669\u8d39\u7528\u3001\u5728\u804c\u4eba\u5458\u7f34\u8d39\u6bd4\u4f8b\u3001\u7533\u8bf7\u6761\u4ef6\u3001\u529e\u7406\u6d41\u7a0b\u548c\u4f1a\u5458\u670d\u52a1\u3002\">\r\n <style>\r\n :root {\r\n --blue: #0d68b3;\r\n --blue-dark: #123e67;\r\n --blue-deep: #0b4e87;\r\n --sky: #edf7fd;\r\n --sky-2: #f7fbfe;\r\n --gold: #f3a928;\r\n --ink: #223a50;\r\n --muted: #667b8e;\r\n --line: #d9e7f0;\r\n --white: #fff;\r\n --shadow: 0 18px 48px rgba(23, 78, 119, .11)\r\n }\r\n\r\n * {\r\n box-sizing: border-box\r\n }\r\n\r\n html {\r\n scroll-behavior: smooth\r\n }\r\n\r\n body {\r\n margin: 0;\r\n background: #fff;\r\n color: var(--ink);\r\n font-family: Arial, \"Microsoft YaHei\", \"PingFang SC\", sans-serif;\r\n line-height: 1.72\r\n }\r\n\r\n .tk-page {\r\n overflow: hidden\r\n }\r\n\r\n .tk-wrap {\r\n width: min(1120px, 100%);\r\n margin: 0 auto\r\n }\r\n\r\n .tk-section {\r\n padding: 84px 20px\r\n }\r\n\r\n .tk-grid {\r\n display: grid;\r\n grid-template-columns: 1.02fr .98fr;\r\n gap: 60px;\r\n align-items: center\r\n }\r\n\r\n .eyebrow {\r\n display: inline-flex;\r\n align-items: center;\r\n gap: 9px;\r\n margin-bottom: 16px;\r\n color: var(--blue);\r\n font-size: 18px;\r\n font-weight: 800;\r\n letter-spacing: .1em;\r\n text-transform: uppercase\r\n }\r\n\r\n .eyebrow:before {\r\n content: \"\";\r\n width: 26px;\r\n height: 2px;\r\n background: var(--gold)\r\n }\r\n\r\n h1,\r\n h2,\r\n h3 {\r\n margin: 0 0 18px;\r\n color: var(--blue-dark);\r\n line-height: 1.22;\r\n font-weight: 800\r\n }\r\n\r\n h1 {\r\n font-size: clamp(38px, 5vw, 64px);\r\n letter-spacing: -.04em\r\n }\r\n\r\n h2 {\r\n font-size: clamp(30px, 4vw, 44px);\r\n letter-spacing: -.025em\r\n }\r\n\r\n h3 {\r\n font-size: 21px\r\n }\r\n\r\n p {\r\n margin: 0 0 17px\r\n }\r\n\r\n .lead {\r\n font-size: 20px;\r\n color: #46687f;\r\n line-height: 1.55\r\n }\r\n\r\n .muted {\r\n color: var(--muted)\r\n }\r\n\r\n .note {\r\n font-size: 13px;\r\n color: var(--muted);\r\n line-height: 1.6\r\n }\r\n\r\n .section-head {\r\n max-width: 700px;\r\n margin: 0 0 40px\r\n }\r\n\r\n .section-head.center {\r\n margin-left: auto;\r\n margin-right: auto;\r\n text-align: center\r\n }\r\n\r\n .section-head.center p {\r\n max-width: 620px;\r\n margin-left: auto;\r\n margin-right: auto;\r\n color: var(--muted)\r\n }\r\n\r\n .hero {\r\n padding: 66px 20px 86px;\r\n background: linear-gradient(135deg, #f3fbff 0%, #fff 60%)\r\n }\r\n\r\n .hero-copy {\r\n max-width: 630px\r\n }\r\n\r\n .hero-copy h1 {\r\n max-width: 560px\r\n }\r\n\r\n .hero-kicker {\r\n display: inline-flex;\r\n align-items: center;\r\n gap: 10px;\r\n padding: 7px 12px;\r\n border-radius: 99px;\r\n background: #dff1fb;\r\n color: var(--blue-deep);\r\n font-size: 13px;\r\n font-weight: 700;\r\n margin-bottom: 22px\r\n }\r\n\r\n .hero-kicker span {\r\n width: 8px;\r\n height: 8px;\r\n border-radius: 50%;\r\n background: #44ae77\r\n }\r\n\r\n .hero-actions {\r\n display: flex;\r\n flex-wrap: wrap;\r\n gap: 12px;\r\n margin-top: 28px\r\n }\r\n\r\n .btn {\r\n display: inline-flex;\r\n align-items: center;\r\n justify-content: center;\r\n padding: 13px 22px;\r\n border-radius: 5px;\r\n background: var(--blue);\r\n color: #fff;\r\n text-decoration: none;\r\n font-weight: 800;\r\n transition: .2s ease\r\n }\r\n\r\n .btn:hover {\r\n background: var(--blue-deep)\r\n }\r\n\r\n .btn.secondary {\r\n background: #fff;\r\n color: var(--blue);\r\n border: 1px solid var(--blue)\r\n }\r\n\r\n .btn.light {\r\n background: #fff;\r\n color: var(--blue)\r\n }\r\n\r\n .hero-visual {\r\n position: relative\r\n }\r\n\r\n .hero-image {\r\n height: 430px;\r\n border-radius: 18px;\r\n overflow: hidden;\r\n box-shadow: var(--shadow)\r\n }\r\n\r\n .hero-image img,\r\n .media img,\r\n .card-media img,\r\n .cta-image img {\r\n width: 100%;\r\n height: 100%;\r\n object-fit: cover;\r\n display: block\r\n }\r\n\r\n .hero-badge {\r\n position: absolute;\r\n left: -24px;\r\n bottom: 24px;\r\n width: 205px;\r\n padding: 18px;\r\n border-radius: 12px;\r\n background: #fff;\r\n box-shadow: 0 15px 35px rgba(30, 75, 107, .15)\r\n }\r\n\r\n .hero-badge strong {\r\n display: block;\r\n color: var(--blue);\r\n font-size: 26px;\r\n line-height: 1.1\r\n }\r\n\r\n .hero-badge span {\r\n font-size: 13px;\r\n color: var(--muted)\r\n }\r\n\r\n .trust-strip {\r\n padding: 20px;\r\n background: var(--blue-dark);\r\n color: #fff\r\n }\r\n\r\n .trust-grid {\r\n display: grid;\r\n grid-template-columns: repeat(3, 1fr);\r\n gap: 24px\r\n }\r\n\r\n .trust-item {\r\n display: flex;\r\n gap: 12px;\r\n align-items: center\r\n }\r\n\r\n .trust-icon {\r\n width: 34px;\r\n height: 34px;\r\n display: grid;\r\n place-items: center;\r\n border-radius: 50%;\r\n background: #2c6794;\r\n color: #fff;\r\n font-weight: 800\r\n }\r\n\r\n .trust-item strong {\r\n display: block;\r\n font-size: 15px\r\n }\r\n\r\n .trust-item span {\r\n display: block;\r\n font-size: 12px;\r\n color: #c6e0f2\r\n }\r\n\r\n .price-section {\r\n background: var(--sky);\r\n padding-top: 78px\r\n }\r\n\r\n .price-head {\r\n display: flex;\r\n justify-content: space-between;\r\n gap: 30px;\r\n align-items: end;\r\n margin-bottom: 38px\r\n }\r\n\r\n .price-head .section-head {\r\n margin: 0\r\n }\r\n\r\n .source-chip {\r\n padding: 10px 14px;\r\n border: 1px solid #b9d7e8;\r\n border-radius: 6px;\r\n color: var(--blue-deep);\r\n font-size: 13px;\r\n background: #fff;\r\n white-space: nowrap\r\n }\r\n\r\n .price-grid {\r\n display: grid;\r\n grid-template-columns: 1fr 1fr;\r\n gap: 22px\r\n }\r\n\r\n .price-card {\r\n position: relative;\r\n background: #fff;\r\n border: 1px solid var(--line);\r\n border-radius: 14px;\r\n padding: 30px;\r\n box-shadow: 0 12px 32px rgba(26, 82, 119, .07)\r\n }\r\n\r\n .price-card.featured {\r\n border: 2px solid var(--blue);\r\n padding: 29px\r\n }\r\n\r\n .price-card.featured:before {\r\n content: \"\u5b66\u751f\u5e38\u7528\u65b9\u6848\";\r\n position: absolute;\r\n right: 22px;\r\n top: -13px;\r\n padding: 4px 10px;\r\n border-radius: 99px;\r\n background: var(--gold);\r\n color: #fff;\r\n font-size: 12px;\r\n font-weight: 800\r\n }\r\n\r\n .price-card h3 {\r\n margin-bottom: 8px\r\n }\r\n\r\n .price-sub {\r\n color: var(--muted);\r\n font-size: 14px;\r\n margin-bottom: 21px\r\n }\r\n\r\n .price-main {\r\n display: flex;\r\n align-items: baseline;\r\n gap: 9px;\r\n padding-bottom: 21px;\r\n margin-bottom: 14px;\r\n border-bottom: 1px solid var(--line)\r\n }\r\n\r\n .price-main strong {\r\n font-size: 43px;\r\n line-height: 1;\r\n color: var(--blue)\r\n }\r\n\r\n .price-main span {\r\n font-size: 14px;\r\n color: var(--muted)\r\n }\r\n\r\n .price-option {\r\n display: flex;\r\n justify-content: space-between;\r\n gap: 18px;\r\n padding: 13px 0;\r\n border-bottom: 1px solid #edf3f7\r\n }\r\n\r\n .price-option:last-of-type {\r\n border-bottom: 0\r\n }\r\n\r\n .price-option strong {\r\n color: var(--blue-dark);\r\n white-space: nowrap\r\n }\r\n\r\n .price-card .btn {\r\n margin-top: 21px\r\n }\r\n\r\n .price-note {\r\n margin-top: 25px;\r\n color: var(--muted);\r\n font-size: 13px\r\n }\r\n\r\n .work-rate {\r\n display: grid;\r\n grid-template-columns: 1fr auto;\r\n gap: 20px;\r\n align-items: center;\r\n padding: 17px 0;\r\n border-bottom: 1px solid var(--line)\r\n }\r\n\r\n .work-rate strong {\r\n font-size: 34px;\r\n color: var(--blue);\r\n white-space: nowrap\r\n }\r\n\r\n .rate-breakdown {\r\n display: flex;\r\n flex-wrap: wrap;\r\n gap: 8px;\r\n margin: 18px 0\r\n }\r\n\r\n .rate-breakdown span {\r\n padding: 6px 10px;\r\n background: var(--sky);\r\n border-radius: 5px;\r\n color: var(--blue-deep);\r\n font-size: 13px\r\n }\r\n\r\n .soft {\r\n background: var(--sky-2)\r\n }\r\n\r\n .media {\r\n height: 390px;\r\n border-radius: 16px;\r\n overflow: hidden;\r\n box-shadow: var(--shadow)\r\n }\r\n\r\n .reverse>div:first-child {\r\n order: 2\r\n }\r\n\r\n .reverse>div:last-child {\r\n order: 1\r\n }\r\n\r\n .checklist {\r\n display: grid;\r\n gap: 12px;\r\n margin: 22px 0 0;\r\n padding: 0;\r\n list-style: none\r\n }\r\n\r\n .checklist li {\r\n position: relative;\r\n padding-left: 29px\r\n }\r\n\r\n .checklist li:before {\r\n content: \"\u2713\";\r\n position: absolute;\r\n left: 0;\r\n color: var(--blue);\r\n font-weight: 800\r\n }\r\n\r\n .cards {\r\n display: grid;\r\n grid-template-columns: repeat(3, 1fr);\r\n gap: 20px\r\n }\r\n\r\n .card {\r\n background: #fff;\r\n border: 1px solid var(--line);\r\n border-radius: 12px;\r\n overflow: hidden;\r\n box-shadow: 0 9px 25px rgba(28, 76, 112, .05)\r\n }\r\n\r\n .card-media {\r\n height: 165px\r\n }\r\n\r\n .card-body {\r\n padding: 25px\r\n }\r\n\r\n .icon {\r\n width: 42px;\r\n height: 42px;\r\n display: grid;\r\n place-items: center;\r\n border-radius: 10px;\r\n background: #dff1fb;\r\n color: var(--blue);\r\n font-size: 20px;\r\n font-weight: 800;\r\n margin-bottom: 17px\r\n }\r\n\r\n .card-body h3 {\r\n font-size: 20px;\r\n margin-bottom: 9px\r\n }\r\n\r\n .card-body p {\r\n font-size: 15px;\r\n color: var(--muted)\r\n }\r\n\r\n .audience-grid {\r\n display: grid;\r\n grid-template-columns: repeat(3, 1fr);\r\n gap: 18px\r\n }\r\n\r\n .audience {\r\n padding: 25px;\r\n background: #fff;\r\n border: 1px solid var(--line);\r\n border-radius: 12px;\r\n border-top: 4px solid var(--blue)\r\n }\r\n\r\n .audience h3 {\r\n margin-bottom: 8px\r\n }\r\n\r\n .audience p {\r\n font-size: 15px;\r\n color: var(--muted)\r\n }\r\n\r\n .audience a {\r\n color: var(--blue);\r\n font-size: 14px;\r\n font-weight: 800;\r\n text-decoration: none\r\n }\r\n\r\n .steps {\r\n display: grid;\r\n grid-template-columns: repeat(4, 1fr);\r\n gap: 16px\r\n }\r\n\r\n .step {\r\n padding: 24px 19px;\r\n border: 1px solid var(--line);\r\n border-radius: 11px;\r\n background: #fff\r\n }\r\n\r\n .step-no {\r\n font-size: 32px;\r\n line-height: 1;\r\n font-weight: 800;\r\n color: #a9d2ea;\r\n margin-bottom: 16px\r\n }\r\n\r\n .step h3 {\r\n font-size: 18px;\r\n margin-bottom: 8px\r\n }\r\n\r\n .step p {\r\n font-size: 14px;\r\n color: var(--muted)\r\n }\r\n\r\n .benefit-grid {\r\n display: grid;\r\n grid-template-columns: repeat(2, 1fr);\r\n gap: 18px\r\n }\r\n\r\n .benefit {\r\n padding: 24px;\r\n background: #fff;\r\n border: 1px solid var(--line);\r\n border-radius: 11px\r\n }\r\n\r\n .benefit h3 {\r\n font-size: 19px;\r\n margin-bottom: 8px\r\n }\r\n\r\n .benefit p {\r\n font-size: 15px;\r\n color: var(--muted)\r\n }\r\n\r\n .faq {\r\n max-width: 850px;\r\n margin: 0 auto\r\n }\r\n\r\n .faq details {\r\n padding: 20px 0;\r\n border-bottom: 1px solid var(--line)\r\n }\r\n\r\n .faq summary {\r\n position: relative;\r\n padding-right: 30px;\r\n cursor: pointer;\r\n list-style: none;\r\n color: var(--blue-dark);\r\n font-weight: 800\r\n }\r\n\r\n .faq summary::-webkit-details-marker {\r\n display: none\r\n }\r\n\r\n .faq summary:after {\r\n content: \"+\";\r\n position: absolute;\r\n right: 0;\r\n color: var(--blue);\r\n font-size: 24px;\r\n line-height: 1\r\n }\r\n\r\n .faq details[open] summary:after {\r\n content: \"\u2212\"\r\n }\r\n\r\n .faq details p {\r\n margin: 13px 0 0;\r\n color: var(--muted)\r\n }\r\n\r\n .cta {\r\n padding: 76px 20px;\r\n background: var(--blue);\r\n color: #fff\r\n }\r\n\r\n .cta h2,\r\n .cta p {\r\n color: #fff\r\n }\r\n\r\n .cta-grid {\r\n display: grid;\r\n grid-template-columns: 1fr .82fr;\r\n gap: 48px;\r\n align-items: center\r\n }\r\n\r\n .cta-image {\r\n height: 300px;\r\n border-radius: 14px;\r\n overflow: hidden\r\n }\r\n\r\n .cta .eyebrow {\r\n color: #cdeaff\r\n }\r\n\r\n .cta .eyebrow:before {\r\n background: var(--gold)\r\n }\r\n\r\n .small-links {\r\n color: #d6ebf8;\r\n font-size: 13px;\r\n margin-top: 19px\r\n }\r\n\r\n .disclaimer {\r\n padding: 28px 20px;\r\n background: #f7fafc;\r\n color: #6d7e8c;\r\n font-size: 12px\r\n }\r\n\r\n .disclaimer strong {\r\n color: #425c70\r\n }\r\n\r\n @media(max-width:820px) {\r\n\r\n .tk-section,\r\n .hero {\r\n padding: 56px 18px\r\n }\r\n\r\n .tk-grid,\r\n .cta-grid {\r\n grid-template-columns: 1fr;\r\n gap: 30px\r\n }\r\n\r\n .reverse>div:first-child,\r\n .reverse>div:last-child {\r\n order: initial\r\n }\r\n\r\n .hero-image {\r\n height: 310px\r\n }\r\n\r\n .hero-badge {\r\n left: 16px;\r\n bottom: 16px\r\n }\r\n\r\n .trust-grid,\r\n .price-grid,\r\n .audience-grid {\r\n grid-template-columns: 1fr\r\n }\r\n\r\n .price-head {\r\n display: block\r\n }\r\n\r\n .source-chip {\r\n display: inline-block;\r\n margin-top: 5px\r\n }\r\n\r\n .cards,\r\n .benefit-grid {\r\n grid-template-columns: 1fr\r\n }\r\n\r\n .steps {\r\n grid-template-columns: repeat(2, 1fr)\r\n }\r\n }\r\n\r\n @media(max-width:480px) {\r\n .steps {\r\n grid-template-columns: 1fr\r\n }\r\n\r\n .hero-actions {\r\n align-items: stretch\r\n }\r\n\r\n .btn {\r\n width: 100%\r\n }\r\n\r\n .price-main strong {\r\n font-size: 36px\r\n }\r\n\r\n .work-rate {\r\n grid-template-columns: 1fr\r\n }\r\n\r\n .work-rate strong {\r\n font-size: 30px\r\n }\r\n }\r\n <\/style>\r\n<\/head>\r\n\r\n<body>\r\n <main class=\"tk-page\">\r\n <!-- Block 1: \u9996\u5c4f -->\r\n <section class=\"hero tk-section\" id=\"top\">\r\n <div class=\"tk-wrap tk-grid\">\r\n <div class=\"hero-copy\">\r\n <div class=\"hero-kicker\"><span><\/span>\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669 \u00b7 \u4e2d\u6587\u7533\u8bf7\u534f\u52a9<\/div><span class=\"eyebrow\">STU Insurance \u00b7 TK<\/span>\r\n <h1>\u5fb7\u56fdTK\u4fdd\u9669<br>\u5b66\u751f\u4e0e\u5728\u804c\u4eba\u5458<\/h1>\r\n <p class=\"lead\">\u6e05\u6670\u7684\u4fdd\u8d39\u8bf4\u660e\uff0c\u53ef\u9760\u7684\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u969c\u3002<\/p>\r\n <p>TK\uff08Techniker Krankenkasse\uff09\u4e3a\u5728\u5fb7\u56fd\u5b66\u4e60\u3001\u5de5\u4f5c\u548c\u751f\u6d3b\u7684\u7528\u6237\u63d0\u4f9b\u6cd5\u5b9a\u533b\u7597\u4e0e\u62a4\u7406\u4fdd\u9669\u3002\u65e0\u8bba\u4f60\u662f\u5927\u5b66\u751f\u3001\u535a\u58eb\u751f\u3001\u96c7\u5458\u8fd8\u662f\u57f9\u8bad\u751f\uff0c\u90fd\u53ef\u4ee5\u5148\u786e\u8ba4\u81ea\u5df1\u7684\u53c2\u4fdd\u6761\u4ef6\uff0c\u518d\u9009\u62e9\u9002\u5408\u7684\u529e\u7406\u65b9\u5f0f\u3002<\/p>\r\n <div class=\"hero-actions\"><a class=\"btn\" href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\u5f00\u59cb\u7533\u8bf7TK \u2192<\/a><a class=\"btn secondary\"\r\n href=\"#prices\">\u67e5\u770b\u4ef7\u683c<\/a><\/div>\r\n <\/div>\r\n <div class=\"hero-visual\">\r\n <div class=\"hero-image\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/hero-student-1.webp\" alt=\"\u5728\u5fb7\u56fd\u6821\u56ed\u4f7f\u7528\u624b\u673a\u7684\u56fd\u9645\u5b66\u751f\"><\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n <section class=\"trust-strip\">\r\n <div class=\"tk-wrap trust-grid\">\r\n <div class=\"trust-item\">\r\n <div class=\"trust-icon\">\u2713<\/div>\r\n <div><strong>\u5fb7\u56fd\u6cd5\u5b9a\u533b\u4fdd\u4f53\u7cfb<\/strong><span>\u6309\u4e2a\u4eba\u8eab\u4efd\u786e\u8ba4\u4fdd\u969c<\/span><\/div>\r\n <\/div>\r\n <div class=\"trust-item\">\r\n <div class=\"trust-icon\">\u2301<\/div>\r\n <div><strong>\u6570\u5b57\u5316\u529e\u7406\u4f53\u9a8c<\/strong><span>\u652f\u6301\u7ebf\u4e0a\u63d0\u4ea4\u4e0e\u7535\u5b50\u670d\u52a1<\/span><\/div>\r\n <\/div>\r\n <div class=\"trust-item\">\r\n <div class=\"trust-icon\">\u4e2d<\/div>\r\n <div><strong>\u4e2d\u6587\u7533\u8bf7\u8bf4\u660e<\/strong><span>\u5e2e\u52a9\u7406\u89e3\u6d41\u7a0b\u548c\u6750\u6599<\/span><\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 2: \u4ef7\u683c -->\r\n <section class=\"price-section tk-section\" id=\"prices\">\r\n <div class=\"tk-wrap\">\r\n <div class=\"price-head\">\r\n <div class=\"section-head\"><span class=\"eyebrow\">01 \u00b7 \u4fdd\u8d39\u8bf4\u660e<\/span>\r\n <h2>TK\u4fdd\u9669\u4ef7\u683c\u600e\u4e48\u8ba1\u7b97\uff1f<\/h2>\r\n <p>\u5b66\u751f\u901a\u5e38\u6309\u56fa\u5b9a\u6708\u8d39\u8ba1\u7b97\uff1b\u5728\u804c\u4eba\u5458\u901a\u5e38\u6309\u7a0e\u524d\u5de5\u8d44\u6bd4\u4f8b\u8ba1\u7b97\u3002\u4e0b\u9762\u628a\u4e24\u79cd\u60c5\u51b5\u5206\u5f00\u5217\u51fa\uff0c\u65b9\u4fbf\u4f60\u5feb\u901f\u5224\u65ad\u3002<\/p>\r\n <\/div>\r\n <div class=\"source-chip\">2026\u5e74\u4ef7\u683c<\/div>\r\n <\/div>\r\n <div class=\"price-grid\">\r\n <article class=\"price-card featured\">\r\n <h3>\u5b66\u751f\u533b\u7597\u4fdd\u9669<\/h3>\r\n <p class=\"price-sub\">\u5927\u5b66\u751f\u3001\u4ea4\u6362\u751f\u53ca\u7b26\u5408\u6761\u4ef6\u7684\u5b66\u751f<\/p>\r\n <div class=\"price-main\"><strong>141.16\u20ac<\/strong><span>\u6bcf\u6708\u8d77 \u00b7 23\u5c81\u4ee5\u4e0b<\/span><\/div>\r\n <div class=\"price-option\"><span>23\u5c81\u4ee5\u4e0b\u5b66\u751f<\/span><strong>141.16\u20ac\/\u6708<\/strong><\/div>\r\n <div class=\"price-option\"><span>23\u201330\u5c81\u5b66\u751f<\/span><strong>146.29\u20ac\/\u6708<\/strong><\/div>\r\n <div class=\"price-option\"><span>30\u5c81\u4ee5\u4e0a\u5b66\u751f<\/span><strong>254.31\u20ac\/\u6708\u8d77<\/strong><\/div>\r\n <p class=\"price-note\">\u5b66\u751f\u4ef7\u683c\u7531\u533b\u7597\u4fdd\u9669\u548c\u62a4\u7406\u4fdd\u9669\u7ec4\u6210\uff1b\u5e74\u9f84\u3001\u5b50\u5973\u60c5\u51b5\u53ca\u5177\u4f53\u4fdd\u9669\u8eab\u4efd\u4f1a\u5f71\u54cd\u6700\u7ec8\u91d1\u989d\u3002<\/p><a class=\"btn\" href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\u7533\u8bf7\u5b66\u751f\u4fdd\u9669 \u2192<\/a>\r\n <\/article>\r\n <article class=\"price-card\">\r\n <h3>\u5728\u804c\u4eba\u5458\u533b\u7597\u4fdd\u9669<\/h3>\r\n <p class=\"price-sub\">\u666e\u901a\u96c7\u5458\u3001\u90e8\u5206\u57f9\u8bad\u751f\u53ca\u7b26\u5408\u6761\u4ef6\u7684\u5de5\u4f5c\u4eba\u58eb<\/p>\r\n <div class=\"work-rate\"><span>\u533b\u7597\u4fdd\u9669\u53c2\u8003\u603b\u8d39\u7387<\/span><strong>8.645%<\/strong><\/div>\r\n <div class=\"rate-breakdown\"><span>\u533b\u7597\u4fdd\u9669 7.3%<\/span><span>TK\u9644\u52a0\u8d39 1.345%<\/span><\/div>\r\n <div class=\"price-option\"><span>\u8ba1\u7b97\u57fa\u7840<\/span><strong>\u7a0e\u524d\u5de5\u8d44<\/strong><\/div>\r\n <div class=\"price-option\"><span>\u8d39\u7528\u627f\u62c5\u65b9\u5f0f<\/span><strong>\u901a\u5e38\u96c7\u4e3b\u5171\u540c\u627f\u62c5<\/strong><\/div>\r\n <p class=\"price-note\">\u5728\u804c\u4eba\u5458\u7684\u4e2a\u4eba\u5b9e\u4ed8\u91d1\u989d\u4f1a\u968f\u7a0e\u524d\u5de5\u8d44\u3001\u96c7\u4f63\u5173\u7cfb\u53ca\u5de5\u8d44\u5355\u8ba1\u7b97\u53d8\u5316\u3002\u8bf7\u4e0d\u8981\u53ea\u7528\u56fa\u5b9a\u6708\u8d39\u4f30\u7b97\u3002<\/p><a class=\"btn secondary\"\r\n href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\u786e\u8ba4\u5728\u804c\u6761\u4ef6 \u2192<\/a>\r\n <\/article>\r\n <\/div>\r\n <p class=\"note\" style=\"margin-top:20px\">\u6700\u7ec8\u4fdd\u8d39\u3001\u8d44\u683c\u548c\u96c7\u4e3b\/\u96c7\u5458\u5206\u644a\u65b9\u5f0f\u8bf7\u4ee5 TK\r\n \u5b98\u65b9\u6700\u65b0\u4fe1\u606f\u53ca\u4e2a\u4eba\u5de5\u8d44\u5355\u4e3a\u51c6\u3002<\/p>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 3: TK\u4ecb\u7ecd -->\r\n <section class=\"tk-section\" id=\"about\">\r\n <div class=\"tk-wrap tk-grid reverse\">\r\n <div class=\"media\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/tk-introduction-1.webp\" alt=\"\u5fb7\u56fd\u5927\u5b66\u6821\u56ed\u4e0e\u56fd\u9645\u5b66\u751f\"><\/div>\r\n <div><span class=\"eyebrow\">02 \u00b7 \u8ba4\u8bc6TK<\/span>\r\n <h2>\u4ec0\u4e48\u662fTK\u516c\u7acb\u533b\u7597\u4fdd\u9669\uff1f<\/h2>\r\n <p>TK\uff08Techniker Krankenkasse\uff09\u662f\u5fb7\u56fd\u6cd5\u5b9a\u533b\u7597\u4fdd\u9669\u4f53\u7cfb\u4e2d\u7684\u533b\u7597\u4fdd\u9669\u673a\u6784\u3002\u52a0\u5165 TK \u540e\uff0c\u7b26\u5408\u6761\u4ef6\u7684\u53c2\u4fdd\u4eba\u5458\u53ef\u4ee5\u6309\u7167\u5fb7\u56fd\u6cd5\u5b9a\u533b\u7597\u4fdd\u9669\u89c4\u5219\u4f7f\u7528\u95e8\u8bca\u3001\u4f4f\u9662\u3001\u5904\u65b9\u836f\u3001\u9884\u9632\u6027\u68c0\u67e5\u53ca\u5176\u4ed6\u6cd5\u5b9a\u533b\u7597\u670d\u52a1\u3002\r\n <\/p>\r\n <p>\u5b66\u751f\u548c\u5728\u804c\u4eba\u5458\u7684\u7f34\u8d39\u65b9\u5f0f\u4e0d\u540c\uff0c\u4f46\u90fd\u9700\u8981\u5148\u6839\u636e\u4e2a\u4eba\u8eab\u4efd\u5224\u65ad\u662f\u5426\u7b26\u5408\u52a0\u5165\u6761\u4ef6\uff0c\u518d\u51c6\u5907\u76f8\u5e94\u6750\u6599\u3002<\/p><a class=\"btn secondary\" href=\"#who\">\u67e5\u770b\u9002\u5408\u4eba\u7fa4 \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 4: \u4f18\u52bf -->\r\n <section class=\"tk-section soft\" id=\"benefits\">\r\n <div class=\"tk-wrap\">\r\n <div class=\"section-head center\"><span class=\"eyebrow\">03 \u00b7 \u4f1a\u5458\u670d\u52a1<\/span>\r\n <h2>\u9009\u62e9TK\uff0c\u4f60\u4f1a\u5f97\u5230\u4ec0\u4e48\uff1f<\/h2>\r\n <p>\u628a\u6cd5\u5b9a\u533b\u7597\u4fdd\u969c\u3001\u6570\u5b57\u5316\u5de5\u5177\u548c\u5fb7\u56fd\u65e5\u5e38\u751f\u6d3b\u4e2d\u7684\u5b9e\u9645\u9700\u6c42\u653e\u5728\u4e00\u8d77\u8003\u8651\u3002<\/p>\r\n <\/div>\r\n <div class=\"cards\">\r\n <article class=\"card\">\r\n <div class=\"card-media\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/student-benefits-1.webp\" alt=\"\u5b66\u751f\u3001\u8bca\u6240\u548c\u836f\u623f\u76f8\u5173\u573a\u666f\"><\/div>\r\n <div class=\"card-body\">\r\n <div class=\"icon\">\uff0b<\/div>\r\n <h3>\u6cd5\u5b9a\u533b\u7597\u4fdd\u969c<\/h3>\r\n <p>\u6839\u636e\u6cd5\u5b9a\u89c4\u5219\u4f7f\u7528\u5168\u79d1\u3001\u4e13\u79d1\u3001\u95e8\u8bca\u3001\u4f4f\u9662\u3001\u5904\u65b9\u836f\u53ca\u90e8\u5206\u7259\u79d1\u670d\u52a1\u3002<\/p>\r\n <\/div>\r\n <\/article>\r\n <article class=\"card\">\r\n <div class=\"card-media\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/tk-app-service.webp\" alt=\"\u5b66\u751f\u3001\u8bca\u6240\u548c\u836f\u623f\u76f8\u5173\u573a\u666f\"><\/div>\r\n \r\n\r\n <div class=\"card-body\">\r\n <div class=\"icon\">\u2301<\/div>\r\n <h3>TK-App\u6570\u5b57\u670d\u52a1<\/h3>\r\n <p>\u901a\u8fc7\u6570\u5b57\u6e20\u9053\u7ba1\u7406\u90e8\u5206\u4fdd\u9669\u4e8b\u52a1\uff0c\u67e5\u770b\u4fe1\u606f\u5e76\u63d0\u4ea4\u7b26\u5408\u8981\u6c42\u7684\u6750\u6599\u3002<\/p>\r\n <\/div>\r\n <\/article>\r\n <article class=\"card\">\r\n <div class=\"card-media\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/health-reward.webp\" alt=\"\u5b66\u751f\u3001\u8bca\u6240\u548c\u836f\u623f\u76f8\u5173\u573a\u666f\"><\/div>\r\n \r\n <div class=\"card-body\">\r\n <div class=\"icon\">\u2713<\/div>\r\n <h3>\u5065\u5eb7\u4e0e\u5956\u52b1\u9879\u76ee<\/h3>\r\n <p>\u4f1a\u5458\u53ef\u4e86\u89e3\u5065\u5eb7\u8bfe\u7a0b\u3001\u9884\u9632\u6027\u670d\u52a1\u548c Bonusprogramm \u7b49\u9879\u76ee\uff0c\u5177\u4f53\u4ee5\u5f53\u524d\u89c4\u5219\u4e3a\u51c6\u3002<\/p>\r\n <\/div>\r\n <\/article>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 5: \u9002\u5408\u4eba\u7fa4 -->\r\n <section class=\"tk-section\" id=\"who\">\r\n <div class=\"tk-wrap\">\r\n <div class=\"section-head\"><span class=\"eyebrow\">04 \u00b7 \u53c2\u4fdd\u4eba\u7fa4<\/span>\r\n <h2>\u54ea\u4e9b\u4eba\u53ef\u4ee5\u8003\u8651TK\uff1f<\/h2>\r\n <p>\u4e0b\u9762\u662f\u5e38\u89c1\u4eba\u7fa4\u7684\u5224\u65ad\u5165\u53e3\uff1b\u662f\u5426\u53ef\u4ee5\u52a0\u5165\uff0c\u4ecd\u9700\u7ed3\u5408\u4e2a\u4eba\u8eab\u4efd\u548c\u5fb7\u56fd\u4fdd\u9669\u89c4\u5b9a\u786e\u8ba4\u3002<\/p>\r\n <\/div>\r\n <div class=\"audience-grid\">\r\n <article class=\"audience\">\r\n <h3>\u5927\u5b66\u751f\u4e0e\u4ea4\u6362\u751f<\/h3>\r\n <p>\u672c\u79d1\u3001\u7855\u58eb\u53ca\u4ea4\u6362\u9879\u76ee\u5b66\u751f\uff0c\u901a\u5e38\u9700\u8981\u6ee1\u8db3\u5927\u5b66\u6ce8\u518c\u6240\u9700\u7684\u516c\u7acb\u533b\u7597\u4fdd\u9669\u8981\u6c42\u3002<\/p><a href=\"#prices\">\u67e5\u770b\u5b66\u751f\u4ef7\u683c \u2192<\/a>\r\n <\/article>\r\n <article class=\"audience\">\r\n <h3>\u5728\u804c\u4eba\u5458<\/h3>\r\n <p>\u5728\u5fb7\u56fd\u6709\u56fa\u5b9a\u5de5\u8d44\u6536\u5165\u7684\u96c7\u5458\uff0c\u4fdd\u8d39\u901a\u5e38\u4e0e\u7a0e\u524d\u6536\u5165\u76f8\u5173\uff0c\u5e76\u7531\u96c7\u4e3b\u5171\u540c\u627f\u62c5\u3002<\/p><a href=\"#prices\">\u67e5\u770b\u5728\u804c\u8d39\u7387 \u2192<\/a>\r\n <\/article>\r\n <article class=\"audience\">\r\n <h3>\u535a\u58eb\u751f\u3001\u57f9\u8bad\u751f<\/h3>\r\n <p>\u535a\u58eb\u3001\u535a\u58eb\u540e\u3001\u8bbf\u95ee\u5b66\u8005\u6216 Azubi \u7684\u53c2\u4fdd\u6761\u4ef6\u53d6\u51b3\u4e8e\u5de5\u8d44\u3001\u5956\u5b66\u91d1\u548c\u96c7\u4f63\u5173\u7cfb\u3002<\/p><a href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\u5148\u505a\u8d44\u683c\u786e\u8ba4 \u2192<\/a>\r\n <\/article>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 6: \u7533\u8bf7\u6761\u4ef6 -->\r\n <section class=\"tk-section soft\">\r\n <div class=\"tk-wrap tk-grid\">\r\n <div><span class=\"eyebrow\">05 \u00b7 \u7533\u8bf7\u524d\u786e\u8ba4<\/span>\r\n <h2>\u7533\u8bf7\u524d\u9700\u8981\u51c6\u5907\u4ec0\u4e48\uff1f<\/h2>\r\n <p>\u4e0d\u540c\u4eba\u7fa4\u9700\u8981\u7684\u6750\u6599\u4e0d\u5b8c\u5168\u76f8\u540c\u3002\u5148\u51c6\u5907\u57fa\u7840\u4fe1\u606f\uff0c\u53ef\u4ee5\u51cf\u5c11\u6765\u56de\u8865\u6750\u6599\u7684\u65f6\u95f4\u3002<\/p>\r\n <ul class=\"checklist\">\r\n <li>\u62a4\u7167\u6216\u5176\u4ed6\u8eab\u4efd\u8bc1\u660e<\/li>\r\n <li>\u5fb7\u56fd\u5730\u5740\u53ca\u8054\u7cfb\u65b9\u5f0f<\/li>\r\n <li>\u5927\u5b66\u5f55\u53d6\u901a\u77e5\u3001\u5728\u8bfb\u8bc1\u660e\u6216\u96c7\u4f63\u4fe1\u606f<\/li>\r\n <li>\u5165\u5883\u3001\u5c45\u7559\u6216\u7b7e\u8bc1\u76f8\u5173\u4fe1\u606f\uff08\u5982\u9002\u7528\uff09<\/li>\r\n <li>\u51fa\u751f\u65e5\u671f\u3001\u56fd\u7c4d\u548c\u4ed8\u6b3e\u4fe1\u606f<\/li>\r\n <\/ul>\r\n <p class=\"note\">\u8bf7\u52ff\u901a\u8fc7\u516c\u5f00\u9875\u9762\u4e0a\u4f20\u4e2a\u4eba\u654f\u611f\u8d44\u6599\uff1b\u6b63\u5f0f\u63d0\u4ea4\u65f6\u8bf7\u4f7f\u7528\u5b89\u5168\u7684\u7533\u8bf7\u6e20\u9053\u3002<\/p>\r\n <\/div>\r\n <div class=\"media\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/application-process-1.webp\" alt=\"\u5b66\u751f\u5728\u7535\u8111\u524d\u51c6\u5907\u4fdd\u9669\u7533\u8bf7\u6750\u6599\"><\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 7: \u7533\u8bf7\u6d41\u7a0b -->\r\n <section class=\"tk-section\" id=\"apply\">\r\n <div class=\"tk-wrap\">\r\n <div class=\"section-head center\"><span class=\"eyebrow\">06 \u00b7 \u529e\u7406\u6d41\u7a0b<\/span>\r\n <h2>\u7533\u8bf7TK\u53ef\u4ee5\u5206\u51e0\u6b65\u5b8c\u6210\uff1f<\/h2>\r\n <p>\u5148\u786e\u5b9a\u8eab\u4efd\uff0c\u518d\u63d0\u4ea4\u6750\u6599\u548c\u7533\u8bf7\u4fe1\u606f\uff0c\u907f\u514d\u628a\u5b66\u751f\u4ef7\u683c\u5957\u7528\u5230\u5728\u804c\u4eba\u5458\u8eab\u4e0a\u3002<\/p>\r\n <\/div>\r\n <div class=\"steps\">\r\n <div class=\"step\">\r\n <div class=\"step-no\">01<\/div>\r\n <h3>\u786e\u8ba4\u53c2\u4fdd\u8eab\u4efd<\/h3>\r\n <p>\u5224\u65ad\u4f60\u662f\u5b66\u751f\u3001\u96c7\u5458\u3001\u57f9\u8bad\u751f\u8fd8\u662f\u5176\u4ed6\u8eab\u4efd\u3002<\/p>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-no\">02<\/div>\r\n <h3>\u63d0\u4ea4\u57fa\u672c\u4fe1\u606f<\/h3>\r\n <p>\u586b\u5199\u4e2a\u4eba\u3001\u5b66\u6821\u6216\u96c7\u4f63\u5173\u7cfb\u7b49\u5fc5\u8981\u4fe1\u606f\u3002<\/p>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-no\">03<\/div>\r\n <h3>\u6838\u5bf9\u4fdd\u8d39\u4e0e\u6750\u6599<\/h3>\r\n <p>\u786e\u8ba4\u5b66\u751f\u6708\u8d39\u6216\u5728\u804c\u5de5\u8d44\u6bd4\u4f8b\uff0c\u8865\u5145\u6240\u9700\u6587\u4ef6\u3002<\/p>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-no\">04<\/div>\r\n <h3>\u83b7\u53d6\u4fdd\u9669\u8bc1\u660e<\/h3>\r\n <p>\u5ba1\u6838\u5b8c\u6210\u540e\u6309\u8bf4\u660e\u4f7f\u7528\u4fdd\u9669\u8bc1\u660e\u529e\u7406\u5165\u5b66\u6216\u5de5\u4f5c\u624b\u7eed\u3002<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 8: \u4f1a\u5458\u798f\u5229 -->\r\n <section class=\"tk-section soft\">\r\n <div class=\"tk-wrap tk-grid reverse\">\r\n <div class=\"media\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/bonus-benefits-1.webp\" alt=\"\u5728\u5fb7\u56fd\u6821\u56ed\u751f\u6d3b\u7684\u56fd\u9645\u5b66\u751f\"><\/div>\r\n <div><span class=\"eyebrow\">07 \u00b7 \u4f1a\u5458\u798f\u5229<\/span>\r\n <h2>TK\u4f1a\u5458\u8fd8\u53ef\u4ee5\u4f7f\u7528\u54ea\u4e9b\u670d\u52a1\uff1f<\/h2>\r\n <p>\u9664\u4e86\u57fa\u672c\u6cd5\u5b9a\u533b\u7597\u4fdd\u969c\uff0cTK \u8fd8\u63d0\u4f9b\u6570\u5b57\u5316\u670d\u52a1\u3001\u5065\u5eb7\u7ba1\u7406\u548c\u4f1a\u5458\u5956\u52b1\u9879\u76ee\u3002\u5177\u4f53\u8d44\u683c\u548c\u91d1\u989d\u4f1a\u968f\u89c4\u5219\u53d8\u5316\u3002<\/p>\r\n <ul class=\"checklist\">\r\n <li>TK-App \u53ca\u7ebf\u4e0a\u670d\u52a1\u6e20\u9053<\/li>\r\n <li>\u7535\u5b50\u4fdd\u9669\u8bc1\u660e\u53ca\u90e8\u5206\u7ebf\u4e0a\u4e1a\u52a1<\/li>\r\n <li>\u5065\u5eb7\u54a8\u8be2\u3001\u9884\u9632\u6027\u670d\u52a1\u548c\u8bfe\u7a0b\u4fe1\u606f<\/li>\r\n <li>Bonusprogramm \u7b49\u4f1a\u5458\u9879\u76ee<\/li>\r\n <li>\u5b66\u751f\u548c\u5de5\u4f5c\u4eba\u58eb\u7684\u670d\u52a1\u8bf4\u660e<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 9: \u4fdd\u969c\u8303\u56f4 -->\r\n <section class=\"tk-section\">\r\n <div class=\"tk-wrap\">\r\n <div class=\"section-head center\"><span class=\"eyebrow\">08 \u00b7 \u4fdd\u969c\u8303\u56f4<\/span>\r\n <h2>\u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\u8986\u76d6\u4ec0\u4e48\uff1f<\/h2>\r\n <p>\u670d\u52a1\u8303\u56f4\u53d7\u5fb7\u56fd\u6cd5\u5f8b\u3001\u533b\u7597\u5fc5\u8981\u6027\u548c\u4e2a\u4eba\u4fdd\u9669\u8eab\u4efd\u7ea6\u675f\uff0c\u4ee5\u4e0b\u662f\u5e38\u89c1\u65b9\u5411\u3002<\/p>\r\n <\/div>\r\n <div class=\"benefit-grid\">\r\n <article class=\"benefit\">\r\n <h3>\u95e8\u8bca\u4e0e\u4e13\u79d1\u8bca\u7597<\/h3>\r\n <p>\u5728\u7b26\u5408\u89c4\u5219\u7684\u60c5\u51b5\u4e0b\u4f7f\u7528\u5168\u79d1\u533b\u751f\u3001\u4e13\u79d1\u533b\u751f\u53ca\u5fc5\u8981\u7684\u95e8\u8bca\u670d\u52a1\u3002<\/p>\r\n <\/article>\r\n <article class=\"benefit\">\r\n <h3>\u4f4f\u9662\u4e0e\u5904\u65b9\u836f<\/h3>\r\n <p>\u6839\u636e\u6cd5\u5b9a\u6761\u4ef6\u8986\u76d6\u4f4f\u9662\u6cbb\u7597\u548c\u5904\u65b9\u836f\u7b49\u533b\u7597\u670d\u52a1\u3002<\/p>\r\n <\/article>\r\n <article class=\"benefit\">\r\n <h3>\u62a4\u7406\u4e0e\u9884\u9632\u670d\u52a1<\/h3>\r\n <p>\u62a4\u7406\u4fdd\u9669\u548c\u9884\u9632\u6027\u68c0\u67e5\u4f1a\u6839\u636e\u4e2a\u4eba\u6761\u4ef6\u53ca\u6cd5\u5b9a\u89c4\u5219\u6267\u884c\u3002<\/p>\r\n <\/article>\r\n <article class=\"benefit\">\r\n <h3>\u6cd5\u5b9a\u7259\u79d1\u670d\u52a1<\/h3>\r\n <p>\u5305\u542b\u90e8\u5206\u6cd5\u5b9a\u7259\u79d1\u6cbb\u7597\uff1b\u8865\u8d34\u3001\u6d01\u7259\u548c\u989d\u5916\u9879\u76ee\u9700\u6309\u5177\u4f53\u89c4\u5219\u786e\u8ba4\u3002<\/p>\r\n <\/article>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 10: FAQ -->\r\n <section class=\"tk-section soft\" id=\"faq\">\r\n <div class=\"tk-wrap\">\r\n <div class=\"section-head center\"><span class=\"eyebrow\">09 \u00b7 \u5e38\u89c1\u95ee\u9898<\/span>\r\n <h2>\u5173\u4e8eTK\u4fdd\u9669\u7684\u5e38\u89c1\u95ee\u9898<\/h2>\r\n <\/div>\r\n <div class=\"faq\">\r\n <details open>\r\n <summary>TK\u662f\u79c1\u4eba\u4fdd\u9669\u8fd8\u662f\u516c\u7acb\u4fdd\u9669\uff1f<\/summary>\r\n <p>TK\u5c5e\u4e8e\u5fb7\u56fd\u6cd5\u5b9a\u533b\u7597\u4fdd\u9669\u4f53\u7cfb\uff08GKV\uff09\u4e2d\u7684\u533b\u7597\u4fdd\u9669\u673a\u6784\uff0c\u4e0d\u662f\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u3002<\/p>\r\n <\/details>\r\n <details>\r\n <summary>\u5728\u804c\u4eba\u5458\u6bcf\u6708\u9700\u8981\u652f\u4ed8\u591a\u5c11\u94b1\uff1f<\/summary>\r\n <p>\u5728\u804c\u4eba\u5458\u901a\u5e38\u6309\u7a0e\u524d\u5de5\u8d44\u6bd4\u4f8b\u8ba1\u7b97\u3002dgtkbx.com \u5f53\u524d\u9875\u9762\u5217\u51fa\u7684\u533b\u7597\u4fdd\u9669\u53c2\u8003\u603b\u8d39\u7387\u4e3a 8.645%\uff0c\u5305\u62ec 7.3% \u533b\u7597\u4fdd\u9669\u548c 1.345% TK \u9644\u52a0\u8d39\uff1b\u96c7\u4e3b\u4e0e\u96c7\u5458\u7684\u5b9e\u9645\u5206\u644a\u548c\u4e2a\u4eba\u5de5\u8d44\u5355\u91d1\u989d\u9700\u8981\u5355\u72ec\u786e\u8ba4\u3002\r\n <\/p>\r\n <\/details>\r\n <details>\r\n <summary>\u5b66\u751f\u7684141.16\u20ac\u548c146.29\u20ac\u6709\u4ec0\u4e48\u533a\u522b\uff1f<\/summary>\r\n <p>141.16\u20ac\u5bf9\u5e94\u6765\u6e90\u9875\u9762\u5217\u51fa\u768423\u5c81\u4ee5\u4e0b\u5b66\u751f\u53c2\u8003\u6708\u8d39\uff0c146.29\u20ac\u5bf9\u5e9423\u81f330\u5c81\u5b66\u751f\u53c2\u8003\u6708\u8d39\u3002\u62a4\u7406\u4fdd\u9669\u4f1a\u56e0\u5e74\u9f84\u3001\u5b50\u5973\u60c5\u51b5\u548c\u4e2a\u4eba\u8eab\u4efd\u53d8\u5316\u3002<\/p>\r\n <\/details>\r\n <details>\r\n <summary>30\u5c81\u4ee5\u4e0a\u8fd8\u80fd\u7533\u8bf7\u5b66\u751f\u4fdd\u9669\u5417\uff1f<\/summary>\r\n <p>\u53ef\u80fd\u5b58\u5728\u76f8\u5e94\u65b9\u6848\uff0c\u4f46\u4ef7\u683c\u548c\u8d44\u683c\u4e0e\u666e\u901a\u5b66\u751f\u4e0d\u540c\u3002\u9875\u9762\u53c2\u8003\u503c\u4e3a254.31\u20ac\u8d77\uff0c\u6700\u7ec8\u8981\u6839\u636e\u5b66\u4e60\u9636\u6bb5\u3001\u5e74\u9f84\u548c\u4fdd\u9669\u72b6\u6001\u786e\u8ba4\u3002<\/p>\r\n <\/details>\r\n <details>\r\n <summary>\u5df2\u7ecf\u6709\u5176\u4ed6\u5fb7\u56fd\u516c\u7acb\u533b\u4fdd\uff0c\u53ef\u4ee5\u8f6c\u5165TK\u5417\uff1f<\/summary>\r\n <p>\u5728\u7b26\u5408\u6761\u4ef6\u7684\u60c5\u51b5\u4e0b\u901a\u5e38\u53ef\u4ee5\u529e\u7406\u53d8\u66f4\uff0c\u4f46\u5177\u4f53\u65f6\u95f4\u548c\u624b\u7eed\u53d6\u51b3\u4e8e\u4e2a\u4eba\u4fdd\u9669\u72b6\u6001\u3002<\/p>\r\n <\/details>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <!-- Block 11: CTA -->\r\n <section class=\"cta\" id=\"contact\">\r\n <div class=\"tk-wrap cta-grid\">\r\n <div><span class=\"eyebrow\">10 \u00b7 \u5f00\u59cb\u7533\u8bf7<\/span>\r\n <h2>\u5148\u786e\u8ba4\u8eab\u4efd\uff0c\u518d\u9009\u62e9\u6b63\u786e\u4ef7\u683c\u3002<\/h2>\r\n <p>\u63d0\u4ea4\u4f60\u7684\u57fa\u672c\u4fe1\u606f\uff0c\u6211\u4eec\u4f1a\u5e2e\u52a9\u4f60\u533a\u5206\u5b66\u751f\u4fdd\u9669\u548c\u5728\u804c\u4eba\u5458\u4fdd\u9669\uff0c\u5e76\u786e\u8ba4\u4e0b\u4e00\u6b65\u6750\u6599\u3002<\/p>\r\n <div class=\"hero-actions\"><a class=\"btn light\" href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\u7acb\u5373\u7533\u8bf7TK \u2192<\/a><a class=\"btn\"\r\n style=\"background:#0b4f87\" href=\"mailto:info@stu-insurance.de\">\u8054\u7cfb\u987e\u95ee<\/a><\/div>\r\n <p class=\"small-links\">\u7533\u8bf7\u524d\u8bf7\u9605\u8bfb\u6700\u65b0\u8d39\u7528\u8bf4\u660e\u3001\u4fdd\u9669\u6761\u6b3e\u3001\u9690\u79c1\u653f\u7b56\u548c\u6cd5\u5f8b\u58f0\u660e\u3002<\/p>\r\n <\/div>\r\n <div class=\"cta-image\"><img decoding=\"async\" src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/09\/final-cta-1.webp\" alt=\"\u7ad9\u5728\u5fb7\u56fd\u5927\u5b66\u5efa\u7b51\u524d\u7684\u56fd\u9645\u5b66\u751f\"><\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <\/main>\r\n<\/body>\r\n\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u5fb7\u56fdTK\u4fdd\u9669\uff5c\u5b66\u751f\u3001\u5728\u804c\u4eba\u5458\u516c\u7acb\u533b\u7597\u4fdd\u9669 \u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669 \u00b7 \u4e2d\u6587\u7533\u8bf7\u534f\u52a9STU Insurance \u00b7 T […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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