{"id":27974,"date":"2026-09-18T11:56:00","date_gmt":"2026-09-18T09:56:00","guid":{"rendered":"https:\/\/stu-insurance.de\/cn\/?page_id=27974"},"modified":"2026-10-16T17:09:08","modified_gmt":"2026-10-16T15:09:08","slug":"elementor-27974","status":"publish","type":"page","link":"https:\/\/stu-insurance.de\/cn\/tk","title":{"rendered":"\u5fb7\u56fdTK\u4fdd\u9669\u4ecb\u7ecd\u548c\u7533\u8bf7\u6d41\u7a0b"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"27974\" class=\"elementor elementor-27974\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f53a98 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6f53a98\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a12ad82\" data-id=\"a12ad82\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8af3ca8 elementor-widget elementor-widget-html\" data-id=\"8af3ca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!--\nTK \u4e2d\u6587\u4ea7\u54c1\u9875\n\u6574\u4f53\u590d\u5236\u5230 Elementor \u7684\u4e00\u4e2a HTML \u5c0f\u5de5\u5177\u4e2d\u3002\n\n\u56fe\u7247\uff1a\n\u5df2\u4f7f\u7528\u539f\u7f51\u9875 WebP \u56fe\u7247\u3002\n\u641c\u7d22\u201c\u56fe\u7247\u66ff\u6362\u4f4d\u7f6e\u201d\u53ef\u4fee\u6539\u56fe\u7247\u5730\u5740\u3002\n\n\u56fa\u5b9a\u9875\u5934\uff1a\n\u5982\u679c\u7f51\u7ad9\u6709\u56fa\u5b9a\u9876\u90e8\u5bfc\u822a\uff0c\u4fee\u6539 --tk-sticky-top\uff0c\u4f8b\u5982 80px\u3002\n-->\n\n<style>\n.stu-tk {\n  --tk-brand: #245b43;\n  --tk-hover: #184530;\n  --tk-ink: #193b30;\n  --tk-muted: #58685f;\n  --tk-line: #d9e2d9;\n  --tk-soft: #f3f6ef;\n  --tk-sticky-top: 0px;\n  width: 100%;\n  background: #fff;\n  color: var(--tk-ink);\n  font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\",\n    \"PingFang SC\", \"Microsoft YaHei\", sans-serif;\n  font-size: 16px;\n  line-height: 1.85;\n  text-align: left;\n  overflow-wrap: break-word;\n  -webkit-text-size-adjust: 100%;\n}\n\n.stu-tk,\n.stu-tk *,\n.stu-tk *::before,\n.stu-tk *::after { box-sizing: border-box; }\n\n.stu-tk ::selection { background: #cee3ce; color: #173c31; }\n.stu-tk :focus-visible { outline: 3px solid #397553; outline-offset: 5px; }\n\n.stu-tk h1,\n.stu-tk h2,\n.stu-tk h3,\n.stu-tk p,\n.stu-tk ul,\n.stu-tk ol,\n.stu-tk figure { margin: 0; }\n\n.stu-tk h1,\n.stu-tk h2,\n.stu-tk h3 {\n  color: var(--tk-ink);\n  font-family: inherit;\n  font-weight: 650;\n  text-wrap: balance;\n}\n\n.stu-tk h1 {\n  font-size: clamp(34px, 3.6vw, 50px);\n  line-height: 1.3;\n  letter-spacing: -.025em;\n}\n\n.stu-tk h2 {\n  font-size: clamp(27px, 2.8vw, 36px);\n  line-height: 1.4;\n  letter-spacing: -.02em;\n}\n\n.stu-tk h3 { font-size: 21px; line-height: 1.5; }\n.stu-tk p { max-width: 75ch; }\n\n.stu-tk a {\n  color: var(--tk-brand);\n  text-decoration: underline;\n  text-decoration-thickness: 1px;\n  text-underline-offset: 4px;\n}\n\n.stu-tk a:hover { color: var(--tk-hover); }\n.stu-tk img { display: block; max-width: 100%; }\n\n.stu-tk .tk-wrap {\n  width: calc(100% - 80px);\n  max-width: 1160px;\n  margin-inline: auto;\n}\n\n.stu-tk .tk-section {\n  padding: 76px 0;\n  scroll-margin-top: calc(var(--tk-sticky-top) + 100px);\n}\n\n.stu-tk .tk-section-head { margin-bottom: 32px; }\n.stu-tk .tk-section-head p { margin-top: 12px; color: var(--tk-muted); }\n.stu-tk .tk-small { color: var(--tk-muted); font-size: 13px; line-height: 1.8; }\n\n.stu-tk .tk-actions {\n  display: flex;\n  flex-wrap: wrap;\n  align-items: center;\n  gap: 14px;\n  margin-top: 28px;\n}\n\n.stu-tk a.tk-btn {\n  display: inline-flex;\n  align-items: center;\n  justify-content: center;\n  min-height: 50px;\n  padding: 12px 24px;\n  border: 1px solid var(--tk-brand);\n  border-radius: 6px;\n  background: var(--tk-brand);\n  color: #fff;\n  font-size: 16px;\n  font-weight: 600;\n  line-height: 1.5;\n  text-align: center;\n  text-decoration: none;\n  transition: background-color .18s ease-out, border-color .18s ease-out;\n}\n\n.stu-tk a.tk-btn:hover {\n  color: #fff;\n  background: var(--tk-hover);\n  border-color: var(--tk-hover);\n}\n\n.stu-tk a.tk-btn-secondary {\n  color: var(--tk-brand);\n  background: transparent;\n  border-color: #8da393;\n}\n\n.stu-tk a.tk-btn-secondary:hover {\n  color: var(--tk-hover);\n  background: #e5eee1;\n  border-color: var(--tk-brand);\n}\n\n\/* \u9996\u5c4f *\/\n\n.stu-tk .tk-hero { padding: 60px 0 48px; background: var(--tk-soft); }\n\n.stu-tk .tk-hero-grid {\n  display: grid;\n  grid-template-columns: 1.08fr .92fr;\n  align-items: center;\n  gap: 50px;\n}\n\n.stu-tk .tk-hero-grid > * { min-width: 0; }\n\n.stu-tk .tk-product-name {\n  display: block;\n  margin-bottom: 18px;\n  font-size: 23px;\n  font-weight: 600;\n  letter-spacing: -.015em;\n}\n\n.stu-tk .tk-hero-lead {\n  margin-top: 20px;\n  color: var(--tk-muted);\n  font-size: 17px;\n}\n\n.stu-tk .tk-highlights {\n  display: grid;\n  grid-template-columns: 1.35fr .8fr .85fr;\n  gap: 14px;\n  padding: 0;\n  margin-top: 30px;\n  list-style: none;\n}\n\n.stu-tk .tk-highlights li {\n  min-width: 0;\n  padding-left: 14px;\n  border-left: 1px solid #c8d5c6;\n}\n\n.stu-tk .tk-highlights li:first-child { padding-left: 0; border-left: 0; }\n\n.stu-tk .tk-highlights span {\n  display: block;\n  margin-bottom: 7px;\n  color: var(--tk-muted);\n  font-size: 13px;\n}\n\n.stu-tk .tk-highlights strong {\n  display: block;\n  font-size: 35px;\n  font-weight: 650;\n  line-height: 1.3;\n  letter-spacing: -.025em;\n  font-variant-numeric: tabular-nums;\n}\n\n.stu-tk .tk-highlights strong.tk-text-value {\n  padding-top: 6px;\n  font-size: 25px;\n}\n\n.stu-tk .tk-hero-note {\n  margin-top: 18px;\n  color: var(--tk-muted);\n  font-size: 12px;\n  line-height: 1.85;\n}\n\n.stu-tk .tk-hero-photo img {\n  width: 100%;\n  height: auto;\n  aspect-ratio: 1.15;\n  object-fit: cover;\n  border-radius: 16px;\n  background: #e0e8dc;\n}\n\n.stu-tk .tk-hero-photo figcaption {\n  margin-top: 12px;\n  color: var(--tk-muted);\n  font-size: 12px;\n}\n\n\/* \u9875\u9762\u76ee\u5f55 *\/\n\n.stu-tk .tk-nav {\n  position: sticky;\n  top: var(--tk-sticky-top);\n  z-index: 20;\n  border-bottom: 1px solid var(--tk-line);\n  background: #fff;\n}\n\n.stu-tk .tk-nav-row {\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  gap: 24px;\n  min-height: 76px;\n}\n\n.stu-tk .tk-nav-links {\n  display: flex;\n  align-items: center;\n  gap: 26px;\n  min-width: 0;\n  overflow-x: auto;\n  scrollbar-width: thin;\n  scrollbar-color: #9cae9e #f3f6ef;\n}\n\n.stu-tk .tk-nav-links a {\n  display: inline-flex;\n  align-items: center;\n  flex: 0 0 auto;\n  min-height: 54px;\n  padding: 5px 0;\n  color: var(--tk-ink);\n  font-size: 14px;\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.stu-tk .tk-nav-links a:hover { text-decoration: underline; }\n.stu-tk .tk-nav-links a:focus-visible { outline-offset: -2px; }\n\n.stu-tk .tk-nav-row > .tk-btn {\n  flex-shrink: 0;\n  min-height: 44px;\n  padding: 10px 18px;\n  font-size: 14px;\n}\n\n\/* \u4fdd\u8d39\u8868 *\/\n\n.stu-tk .tk-table-scroll {\n  width: 100%;\n  overflow-x: auto;\n  scrollbar-width: thin;\n  scrollbar-color: #9cae9e #edf2e9;\n}\n\n.stu-tk table {\n  width: 100%;\n  margin: 0;\n  border: 0;\n  border-collapse: collapse;\n  background: #fff;\n  color: var(--tk-ink);\n  font-size: 15px;\n  line-height: 1.75;\n}\n\n.stu-tk caption {\n  padding-bottom: 16px;\n  color: var(--tk-ink);\n  font-size: 20px;\n  font-weight: 600;\n  text-align: left;\n  caption-side: top;\n}\n\n.stu-tk th,\n.stu-tk td {\n  padding: 17px 18px;\n  border: 0;\n  border-bottom: 1px solid var(--tk-line);\n  text-align: left;\n  vertical-align: top;\n}\n\n.stu-tk thead th { background: #eaf0e4; font-weight: 600; }\n.stu-tk tbody th { font-weight: 500; }\n\n.stu-tk .tk-price-table { min-width: 640px; }\n.stu-tk .tk-price-table td { white-space: nowrap; font-variant-numeric: tabular-nums; }\n.stu-tk .tk-price-table td:last-child { font-size: 19px; font-weight: 650; }\n\n.stu-tk .tk-table-note {\n  margin-top: 16px;\n  color: var(--tk-muted);\n  font-size: 13px;\n}\n\n.stu-tk .tk-note {\n  padding: 22px 26px;\n  margin-top: 28px;\n  border-radius: 12px;\n  background: var(--tk-soft);\n}\n\n.stu-tk .tk-note strong { display: block; margin-bottom: 6px; font-size: 16px; }\n.stu-tk .tk-note p { color: var(--tk-muted); font-size: 14px; }\n\n.stu-tk .tk-other-prices {\n  display: grid;\n  grid-template-columns: 1fr 1fr;\n  gap: 48px;\n  margin-top: 40px;\n}\n\n.stu-tk .tk-other-prices > div { padding-top: 24px; border-top: 1px solid var(--tk-line); }\n.stu-tk .tk-other-prices h3 { margin-bottom: 14px; }\n.stu-tk .tk-other-prices p { color: var(--tk-muted); font-size: 15px; }\n.stu-tk .tk-other-prices p + p { margin-top: 12px; }\n\n.stu-tk .tk-other-prices .tk-rate {\n  color: var(--tk-ink);\n  font-size: 31px;\n  font-weight: 650;\n  line-height: 1.4;\n  font-variant-numeric: tabular-nums;\n}\n\n.stu-tk .tk-rate small { margin-left: 6px; font-size: 13px; font-weight: 400; }\n\n\/* \u4eba\u7fa4\u53ca\u4f1a\u5458\u670d\u52a1 *\/\n\n.stu-tk .tk-eligibility,\n.stu-tk .tk-benefits,\n.stu-tk .tk-faq { background: #f8faf6; }\n\n.stu-tk .tk-grid-three {\n  display: grid;\n  grid-template-columns: repeat(3, minmax(0, 1fr));\n  gap: 36px;\n}\n\n.stu-tk .tk-grid-three h3 { margin-bottom: 12px; }\n.stu-tk .tk-grid-three p { color: var(--tk-muted); font-size: 15px; }\n.stu-tk .tk-grid-three a { display: inline-block; margin-top: 16px; font-size: 14px; }\n\n.stu-tk .tk-perk {\n  padding-top: 24px;\n  border-top: 1px solid var(--tk-line);\n}\n\n.stu-tk .tk-perk .tk-perk-value {\n  margin: 16px 0 12px;\n  color: var(--tk-ink);\n  font-size: 32px;\n  font-weight: 650;\n  line-height: 1.4;\n  font-variant-numeric: tabular-nums;\n}\n\n.stu-tk .tk-perk-value small { font-size: 14px; font-weight: 400; }\n.stu-tk .tk-benefit-table th:first-child { width: 25%; }\n.stu-tk .tk-benefit-table td { color: var(--tk-muted); }\n\n\/* M10 *\/\n\n.stu-tk .tk-m10 { background: #edf3e7; }\n\n.stu-tk .tk-m10-grid {\n  display: grid;\n  grid-template-columns: .95fr 1.05fr;\n  gap: 64px;\n  align-items: start;\n}\n\n.stu-tk .tk-m10-intro p { margin-top: 16px; color: var(--tk-muted); }\n.stu-tk .tk-m10-list { padding: 0; list-style: none; counter-reset: tk-m10; }\n\n.stu-tk .tk-m10-list li {\n  position: relative;\n  padding: 20px 0 20px 48px;\n  border-top: 1px solid #cbd8c5;\n  counter-increment: tk-m10;\n}\n\n.stu-tk .tk-m10-list li::before {\n  content: counter(tk-m10);\n  position: absolute;\n  top: 22px;\n  left: 0;\n  color: var(--tk-brand);\n  font-size: 23px;\n  font-weight: 600;\n  line-height: 1.3;\n}\n\n.stu-tk .tk-m10-list h3 { margin-bottom: 7px; font-size: 19px; }\n.stu-tk .tk-m10-list p { color: var(--tk-muted); font-size: 14px; }\n\n\/* \u7533\u8bf7\u6d41\u7a0b *\/\n\n.stu-tk .tk-steps {\n  display: grid;\n  grid-template-columns: repeat(4, minmax(0, 1fr));\n  gap: 28px;\n  padding: 0;\n  list-style: none;\n  counter-reset: tk-step;\n}\n\n.stu-tk .tk-steps li {\n  padding-top: 22px;\n  border-top: 1px solid var(--tk-line);\n  counter-increment: tk-step;\n}\n\n.stu-tk .tk-steps li::before {\n  content: counter(tk-step, decimal-leading-zero);\n  display: block;\n  margin-bottom: 16px;\n  color: var(--tk-brand);\n  font-size: 23px;\n  font-weight: 600;\n  line-height: 1.3;\n  font-variant-numeric: tabular-nums;\n}\n\n.stu-tk .tk-steps h3 { margin-bottom: 10px; font-size: 19px; }\n.stu-tk .tk-steps p { color: var(--tk-muted); font-size: 14px; }\n\n\/* \u5e38\u89c1\u95ee\u9898\u4e0e\u8d44\u6599 *\/\n\n.stu-tk .tk-faq-grid,\n.stu-tk .tk-doc-grid {\n  display: grid;\n  grid-template-columns: .8fr 1.2fr;\n  gap: 72px;\n  align-items: start;\n}\n\n.stu-tk .tk-faq-intro p { margin: 16px 0 22px; color: var(--tk-muted); }\n.stu-tk details { padding: 0; margin: 0; border-bottom: 1px solid var(--tk-line); background: transparent; }\n.stu-tk details:first-child { border-top: 1px solid var(--tk-line); }\n\n.stu-tk summary {\n  display: flex;\n  align-items: center;\n  justify-content: space-between;\n  gap: 24px;\n  padding: 22px 0;\n  color: var(--tk-ink);\n  font-size: 17px;\n  font-weight: 600;\n  line-height: 1.7;\n  list-style: none;\n  cursor: pointer;\n}\n\n.stu-tk summary::-webkit-details-marker { display: none; }\n\n.stu-tk summary::after {\n  content: \"\";\n  flex: 0 0 8px;\n  width: 8px;\n  height: 8px;\n  margin-right: 5px;\n  border-right: 1.5px solid currentColor;\n  border-bottom: 1.5px solid currentColor;\n  transform: rotate(45deg);\n  transition: transform .18s ease-out;\n}\n\n.stu-tk details[open] summary::after { transform: rotate(225deg); }\n.stu-tk .tk-answer { padding: 0 26px 22px 0; color: var(--tk-muted); font-size: 15px; }\n.stu-tk .tk-documents { padding: 64px 0; }\n.stu-tk .tk-doc-grid h2 { font-size: 29px; }\n.stu-tk .tk-doc-grid .tk-small { margin-top: 14px; }\n.stu-tk .tk-doc-links { padding: 0; list-style: none; }\n\n.stu-tk .tk-doc-links a {\n  display: flex;\n  align-items: center;\n  justify-content: space-between;\n  gap: 24px;\n  min-height: 60px;\n  padding: 14px 0;\n  border-bottom: 1px solid var(--tk-line);\n  color: var(--tk-ink);\n  text-decoration: none;\n}\n\n.stu-tk .tk-doc-links a:hover { color: var(--tk-brand); text-decoration: underline; }\n.stu-tk .tk-doc-links small { flex-shrink: 0; color: var(--tk-muted); font-size: 12px; }\n\n\/* \u4e2d\u6587\u670d\u52a1 *\/\n\n.stu-tk .tk-contact {\n  padding: 64px 0;\n  color: #fff;\n  background: #173c31;\n  scroll-margin-top: calc(var(--tk-sticky-top) + 100px);\n}\n\n.stu-tk .tk-contact-grid {\n  display: grid;\n  grid-template-columns: 1.05fr .95fr;\n  align-items: center;\n  gap: 64px;\n}\n\n.stu-tk .tk-contact h2 { color: #fff; font-size: 34px; }\n.stu-tk .tk-contact p { margin-top: 16px; color: #d0e0d3; }\n\n.stu-tk .tk-contact a.tk-btn { color: #173c31; background: #e4eed9; border-color: #e4eed9; }\n.stu-tk .tk-contact a.tk-btn:hover { background: #d1e3c3; border-color: #d1e3c3; }\n.stu-tk .tk-contact a.tk-btn-secondary { color: #fff; background: transparent; border-color: #97b29f; }\n.stu-tk .tk-contact a.tk-btn-secondary:hover { background: #285342; }\n.stu-tk .tk-contact :focus-visible { outline-color: #d1e3c3; }\n\n.stu-tk .tk-contact-info { padding: 18px 0 18px 44px; border-left: 1px solid #5b7a68; }\n.stu-tk .tk-contact-info p:first-child { margin-top: 0; }\n\n.stu-tk .tk-wechat {\n  display: inline-block;\n  padding: 0;\n  margin-top: 4px;\n  color: #fff;\n  background: transparent;\n  font-family: inherit;\n  font-size: 30px;\n  font-weight: 600;\n  letter-spacing: -.02em;\n  user-select: all;\n  -webkit-user-select: all;\n}\n\n.stu-tk .tk-contact-info .tk-copy-hint { margin-top: 6px; color: #d0e0d3; font-size: 13px; }\n.stu-tk .tk-contact-info a { color: #e3eee4; overflow-wrap: anywhere; }\n.stu-tk .tk-disclosure { padding: 28px 0; }\n.stu-tk .tk-disclosure p { color: var(--tk-muted); font-size: 12px; }\n.stu-tk .tk-disclosure p + p { margin-top: 8px; }\n\n\/* \u5e73\u677f *\/\n\n@media (max-width: 1024px) {\n  .stu-tk .tk-wrap { width: calc(100% - 48px); }\n  .stu-tk .tk-hero-grid { gap: 30px; }\n  .stu-tk h1 { font-size: 39px; }\n  .stu-tk .tk-highlights { gap: 8px; }\n  .stu-tk .tk-highlights li { padding-left: 8px; }\n  .stu-tk .tk-highlights strong { font-size: 29px; }\n  .stu-tk .tk-highlights strong.tk-text-value { font-size: 22px; }\n  .stu-tk .tk-nav-links { gap: 20px; }\n  .stu-tk .tk-grid-three { gap: 24px; }\n  .stu-tk .tk-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 32px; }\n  .stu-tk .tk-faq-grid,\n  .stu-tk .tk-doc-grid,\n  .stu-tk .tk-m10-grid { gap: 36px; }\n}\n\n\/* \u624b\u673a *\/\n\n@media (max-width: 767px) {\n  .stu-tk .tk-wrap { width: calc(100% - 40px); }\n  .stu-tk .tk-section { padding: 52px 0; }\n  .stu-tk .tk-section-head { margin-bottom: 26px; }\n  .stu-tk .tk-hero { padding: 36px 0 28px; }\n  .stu-tk .tk-hero-grid { grid-template-columns: 1fr; gap: 28px; }\n  .stu-tk h1 { font-size: clamp(32px, 8.5vw, 40px); }\n  .stu-tk .tk-product-name { margin-bottom: 14px; font-size: 21px; }\n  .stu-tk .tk-hero-lead { margin-top: 16px; font-size: 15px; }\n  .stu-tk .tk-highlights { margin-top: 24px; }\n  .stu-tk .tk-highlights span { font-size: 12px; }\n  .stu-tk .tk-highlights strong { font-size: 29px; }\n  .stu-tk .tk-highlights strong.tk-text-value { font-size: 22px; }\n  .stu-tk .tk-hero .tk-actions { gap: 10px; margin-top: 24px; }\n  .stu-tk .tk-hero .tk-btn { flex: 1 1 140px; padding-inline: 12px; font-size: 15px; }\n  .stu-tk .tk-hero-photo img { aspect-ratio: 1.55; }\n  .stu-tk .tk-nav-row { min-height: 62px; }\n  .stu-tk .tk-nav-links { width: 100%; gap: 24px; }\n  .stu-tk .tk-nav-row > .tk-btn { display: none; }\n\n  .stu-tk .tk-other-prices,\n  .stu-tk .tk-grid-three,\n  .stu-tk .tk-m10-grid,\n  .stu-tk .tk-faq-grid,\n  .stu-tk .tk-doc-grid,\n  .stu-tk .tk-contact-grid {\n    grid-template-columns: 1fr;\n    gap: 30px;\n  }\n\n  .stu-tk .tk-note { padding: 20px; margin-top: 24px; }\n  .stu-tk th,\n  .stu-tk td { padding: 15px 12px; font-size: 14px; }\n  .stu-tk .tk-benefit-table th:first-child { width: 30%; }\n  .stu-tk .tk-steps { grid-template-columns: 1fr; gap: 24px; }\n\n  .stu-tk .tk-steps li {\n    display: grid;\n    grid-template-columns: 34px 1fr;\n    gap: 0 16px;\n    padding-top: 18px;\n  }\n\n  .stu-tk .tk-steps li::before { grid-row: 1 \/ span 2; margin-bottom: 0; }\n  .stu-tk .tk-steps p { grid-column: 2; }\n  .stu-tk summary { padding: 20px 0; font-size: 16px; }\n  .stu-tk .tk-answer { padding-right: 0; }\n  .stu-tk .tk-documents,\n  .stu-tk .tk-contact { padding: 48px 0; }\n  .stu-tk .tk-contact h2 { font-size: 28px; }\n  .stu-tk .tk-contact-info { padding: 26px 0 0; border-left: 0; border-top: 1px solid #5b7a68; }\n}\n\n@media (max-width: 360px) {\n  .stu-tk .tk-highlights strong { font-size: 25px; }\n  .stu-tk .tk-highlights strong.tk-text-value { font-size: 19px; }\n  .stu-tk .tk-highlights span { font-size: 11px; }\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .stu-tk *,\n  .stu-tk *::before,\n  .stu-tk *::after {\n    animation: none !important;\n    transition: none !important;\n    scroll-behavior: auto !important;\n  }\n}\n\n@media print {\n  .stu-tk .tk-nav,\n  .stu-tk .tk-actions { display: none !important; }\n  .stu-tk .tk-wrap { width: 100%; }\n  .stu-tk .tk-section,\n  .stu-tk .tk-documents,\n  .stu-tk .tk-contact { padding: 24px 0; }\n  .stu-tk .tk-table-scroll { overflow: visible; }\n  .stu-tk table { min-width: 0 !important; }\n  .stu-tk th,\n  .stu-tk td { padding: 8px; white-space: normal; }\n  .stu-tk .tk-contact { color: #173c31; background: #fff; }\n  .stu-tk .tk-contact h2,\n  .stu-tk .tk-contact p,\n  .stu-tk .tk-contact a,\n  .stu-tk .tk-wechat { color: #173c31; }\n}\n<\/style>\n\n<div class=\"stu-tk\" id=\"stu-tk-insurance\" lang=\"zh-CN\">\n\n  <!-- \u9996\u5c4f -->\n  <section class=\"tk-hero\" aria-labelledby=\"tk-title\">\n    <div class=\"tk-wrap tk-hero-grid\">\n\n      <div>\n        <h1 id=\"tk-title\">\n          <span class=\"tk-product-name\" lang=\"de\">\n            TK \u00b7 Techniker Krankenkasse\n          <\/span>\n          \u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669<br>\u7559\u5b66\u4e0e\u5de5\u4f5c\u90fd\u5b89\u5fc3\n        <\/h1>\n\n        <p class=\"tk-hero-lead\">\n         \u90016\u4e2a\u6708\u9012\u7b7e\u9669 \u00b7 \u5927\u5b66M10\u7535\u5b50\u901a\u77e5 \u00b7 \u4e2d\u6587\u5168\u7a0b\u534f\u52a9\n        <\/p>\n\n        <ul class=\"tk-highlights\" aria-label=\"TK\u4fdd\u9669\u4e0e\u7533\u8bf7\u670d\u52a1\">\n          <li>\n            <span>\u5e38\u89c1\u5b66\u751f\u6708\u8d39<\/span>\n            <strong>\u20ac141.16<\/strong>\n          <\/li>\n          <li>\n            <span>\u5927\u5b66\u6ce8\u518c<\/span>\n            <strong class=\"tk-text-value\">M10<\/strong>\n          <\/li>\n          <li>\n            <span>\u7533\u8bf7\u534f\u52a9<\/span>\n            <strong class=\"tk-text-value\">\u4e2d\u6587<\/strong>\n          <\/li>\n        <\/ul>\n\n        <div class=\"tk-actions\">\n          <a class=\"tk-btn\" href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\n            \u5f00\u59cb\u7533\u8bf7TK\n          <\/a>\n          <a class=\"tk-btn tk-btn-secondary\" href=\"#tk-pricing\">\n            \u67e5\u770b\u6211\u7684\u4fdd\u8d39\n          <\/a>\n        <\/div>\n\n        <p class=\"tk-hero-note\">\n          \u20ac141.16\/\u6708\u9002\u7528\u4e8e\u7b26\u5408\u5b66\u751f\u5f3a\u5236\u4fdd\u9669\u6761\u4ef6\u3001\u672a\u6ee123\u5c81\u4e14\u65e0\u5b50\u5973\u7b49\u60c5\u5f62\uff0c\n          \u5df2\u542b\u533b\u7597\u9669\u4e0e\u62a4\u7406\u9669\u300223\u5c81\u8d77\u65e0\u5b50\u5973\u5b66\u751f\u901a\u5e38\u4e3a\u20ac146.29\/\u6708\u3002\n          \u4e2d\u6587\u7533\u8bf7\u534f\u52a9\u7531STU\u4fdd\u9669\u63d0\u4f9b\u3002\n        <\/p>\n      <\/div>\n\n      <figure class=\"tk-hero-photo\">\n        <!--\n        \u56fe\u7247\u66ff\u6362\u4f4d\u7f6e\uff1a\n        \u5f53\u524d\u4f7f\u7528\u539fTK\u7f51\u9875\u5df2\u6709\u7684WebP\u56fe\u7247\u3002\n        \u5982\u9700\u6362\u56fe\uff0c\u4fee\u6539\u4e0b\u9762\u7684src\u3002\n        -->\n        <img\n          src=\"https:\/\/stu-insurance.de\/cn\/wp-content\/uploads\/2026\/10\/tk-student-insurance-800-1.webp\"\n          alt=\"\u5728\u5fb7\u56fd\u6821\u56ed\u4f7f\u7528\u624b\u673a\u7684\u56fd\u9645\u5b66\u751f\"\n          decoding=\"async\"\n          fetchpriority=\"high\"\n        >\n        <figcaption>\n          TK\u5fb7\u56fd\u6cd5\u5b9a\u533b\u7597\u4fdd\u9669 \u00b7 STU\u4e2d\u6587\u7533\u8bf7\u670d\u52a1\n        <\/figcaption>\n      <\/figure>\n\n    <\/div>\n  <\/section>\n\n  <!-- \u9875\u9762\u76ee\u5f55 -->\n  <nav class=\"tk-nav\" aria-label=\"TK\u4fdd\u9669\u9875\u9762\u76ee\u5f55\">\n    <div class=\"tk-wrap tk-nav-row\">\n      <div class=\"tk-nav-links\">\n        <a href=\"#tk-pricing\">\u4fdd\u8d39\u4e00\u89c8<\/a>\n        <a href=\"#tk-eligibility\">\u9002\u7528\u4eba\u7fa4<\/a>\n        <a href=\"#tk-benefits\">\u533b\u7597\u4fdd\u969c<\/a>\n        <a href=\"#tk-perks\">\u4f1a\u5458\u798f\u5229<\/a>\n        <a href=\"#tk-m10\">\u5927\u5b66M10<\/a>\n        <a href=\"#tk-faq\">\u5e38\u89c1\u95ee\u9898<\/a>\n      <\/div>\n      <a class=\"tk-btn\" href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\n        \u5f00\u59cb\u7533\u8bf7\n      <\/a>\n    <\/div>\n  <\/nav>\n\n  <!-- \u4fdd\u8d39 -->\n  <section class=\"tk-section\" id=\"tk-pricing\"\n           aria-labelledby=\"tk-pricing-title\">\n    <div class=\"tk-wrap\">\n\n      <div class=\"tk-section-head\">\n        <h2 id=\"tk-pricing-title\">TK\u4fdd\u8d39\u660e\u7ec6<\/h2>\n        <p>\n          \u5b66\u751f\u6309\u5b66\u751f\u8d39\u7387\uff0c\u96c7\u5458\u6309\u7a0e\u524d\u5de5\u8d44\u8ba1\u7b97\u3002\n          \u533b\u7597\u9669\u4e0e\u62a4\u7406\u9669\u5206\u5f00\u5217\u660e\u3002\n        <\/p>\n      <\/div>\n\n      <div class=\"tk-table-scroll\" tabindex=\"0\" role=\"region\"\n           aria-label=\"2026\u5e74TK\u5b66\u751f\u6708\u8d39\u8868\uff0c\u53ef\u6a2a\u5411\u6eda\u52a8\">\n        <table class=\"tk-price-table\">\n          <caption>2026\u5e74\u5b66\u751f\u5f3a\u5236\u4fdd\u9669\u6708\u8d39\uff08KVdS\uff09<\/caption>\n          <thead>\n            <tr>\n              <th scope=\"col\">\u4e2a\u4eba\u60c5\u51b5<\/th>\n              <th scope=\"col\">\u533b\u7597\u9669<\/th>\n              <th scope=\"col\">\u62a4\u7406\u9669<\/th>\n              <th scope=\"col\">\u6bcf\u6708\u5408\u8ba1<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <th scope=\"row\">\u672a\u6ee123\u5c81\uff0c\u65e0\u5b50\u5973<\/th>\n              <td>\u20ac110.38<\/td>\n              <td>\u20ac30.78<\/td>\n              <td>\u20ac141.16<\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">23\u5c81\u8d77\uff0c\u65e0\u5b50\u5973<\/th>\n              <td>\u20ac110.38<\/td>\n              <td>\u20ac35.91<\/td>\n              <td>\u20ac146.29<\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">\u67091\u540d\u5b50\u5973<\/th>\n              <td>\u20ac110.38<\/td>\n              <td>\u20ac30.78<\/td>\n              <td>\u20ac141.16<\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">\u67092\u540d\u672a\u6ee125\u5c81\u7684\u5b50\u5973<\/th>\n              <td>\u20ac110.38<\/td>\n              <td>\u20ac28.64<\/td>\n              <td>\u20ac139.02<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n\n      <p class=\"tk-table-note\">\n        \u533b\u7597\u9669\u5df2\u542bTK\u9644\u52a0\u8d39\u3002\u66f4\u591a\u7b26\u5408\u6761\u4ef6\u7684\u5b50\u5973\u53ef\u8fdb\u4e00\u6b65\u964d\u4f4e\u62a4\u7406\u9669\uff0c\n        \u53e6\u6709\u5bb6\u5ead\u5171\u4fdd\u7b49\u60c5\u5f62\uff0c\u4e0d\u80fd\u628a\u20ac141.16\u7406\u89e3\u4e3a\u6240\u6709\u4eba\u7684\u6700\u4f4e\u4ef7\u683c\u3002\n        \u6700\u7ec8\u4ee5TK\u7f34\u8d39\u901a\u77e5\u4e3a\u51c6\u3002\n      <\/p>\n\n      <div class=\"tk-note\">\n        <strong>\u5b66\u751f\u8d39\u7387\u901a\u5e38\u9002\u7528\u81f3\u6ee130\u5c81\u6240\u5728\u5b66\u671f\u7ed3\u675f\u3002<\/strong>\n        <p>\n          \u7279\u6b8a\u60c5\u51b5\u53ef\u7533\u8bf7\u5ef6\u957f\uff0c\u7531TK\u5ba1\u6838\u3002\n          \u8bed\u8a00\u73ed\u3001\u9884\u79d1\u53ca\u901a\u5e38\u7684\u6bd5\u4e1a\u540e\u535a\u58eb\u9636\u6bb5\uff0c\n          \u4e0d\u80fd\u4ec5\u51ed\u5b66\u6821\u6ce8\u518c\u8eab\u4efd\u4f7f\u7528\u4e0a\u8ff0\u5b66\u751f\u8d39\u7387\u3002\n        <\/p>\n      <\/div>\n\n      <div class=\"tk-other-prices\">\n\n        <div>\n          <h3>\u5728\u804c\u4eba\u5458\u4fdd\u8d39\uff1a\u6309\u5de5\u8d44\u8ba1\u7b97<\/h3>\n          <p class=\"tk-rate\">\n            8.645%<small>\u666e\u901a\u96c7\u5458\u4e2a\u4eba\u533b\u7597\u9669\u6bd4\u4f8b<\/small>\n          <\/p>\n          <p>\n            2026\u5e74TK\u533b\u7597\u9669\u603b\u8d39\u738717.29%\uff0c\u5305\u62ec14.6%\u57fa\u7840\u8d39\u7387\u53ca2.69%\u9644\u52a0\u8d39\uff0c\n            \u901a\u5e38\u7531\u96c7\u4e3b\u4e0e\u96c7\u5458\u5404\u627f\u62c5\u4e00\u534a\u3002\n          <\/p>\n          <p>\n            \u62a4\u7406\u9669\u53e6\u5916\u8ba1\u7b97\uff0c\u53d7\u5e74\u9f84\u3001\u5b50\u5973\u60c5\u51b5\u53ca\u5de5\u4f5c\u6240\u5728\u5dde\u5f71\u54cd\u3002\n            \u8ba1\u8d39\u6536\u5165\u6709\u6cd5\u5b9a\u4e0a\u9650\uff0c\u7279\u6b8a\u5c31\u4e1a\u60c5\u5f62\u6309\u76f8\u5e94\u89c4\u5219\u5904\u7406\u3002\n          <\/p>\n        <\/div>\n\n        <div>\n         \n        <\/div>\n\n      <\/div>\n\n     \n\n    <\/div>\n  <\/section>\n\n  <!-- \u9002\u7528\u4eba\u7fa4 -->\n  <section class=\"tk-section tk-eligibility\" id=\"tk-eligibility\"\n           aria-labelledby=\"tk-eligibility-title\">\n    <div class=\"tk-wrap\">\n\n      <div class=\"tk-section-head\">\n        <h2 id=\"tk-eligibility-title\">\u54ea\u4e9b\u4eba\u53ef\u4ee5\u7533\u8bf7TK\uff1f<\/h2>\n        <p>\u5148\u786e\u8ba4\u4fdd\u9669\u8eab\u4efd\uff0c\u518d\u51c6\u5907\u7533\u8bf7\u6750\u6599\u3002<\/p>\n      <\/div>\n\n      <div class=\"tk-grid-three\">\n        <div>\n          <h3>\u5927\u5b66\u751f\u4e0e\u4ea4\u6362\u751f<\/h3>\n          <p>\n            \u5728\u5fb7\u56fd\u516c\u7acb\u6216\u56fd\u5bb6\u8ba4\u53ef\u9ad8\u6821\u5c31\u8bfb\u7684\u672c\u79d1\u3001\u7855\u58eb\u53ca\u7b26\u5408\u6761\u4ef6\u7684\u4ea4\u6362\u751f\u3002\n            \u5e74\u9f84\u3001\u5df2\u6709\u4fdd\u9669\u53ca\u5de5\u4f5c\u60c5\u51b5\u4f1a\u5f71\u54cd\u53c2\u4fdd\u65b9\u5f0f\u3002\n          <\/p>\n          <a href=\"#tk-m10\">\u67e5\u770b\u5927\u5b66M10\u529e\u7406<\/a>\n        <\/div>\n\n        <div>\n          <h3>\u96c7\u5458\u4e0e\u804c\u4e1a\u57f9\u8bad\u751f<\/h3>\n          <p>\n            \u5728\u5fb7\u56fd\u5de5\u4f5c\u7684\u96c7\u5458\u53caAzubi\uff0c\u6309\u96c7\u4f63\u5173\u7cfb\u548c\u6536\u5165\u786e\u8ba4\u53c2\u4fdd\u6761\u4ef6\u3002\n            \u6709\u5de5\u4f5c\u5408\u540c\u7684\u535a\u58eb\u6216\u79d1\u7814\u4eba\u5458\uff0c\u4e5f\u5e94\u5148\u6309\u5c31\u4e1a\u8eab\u4efd\u5224\u65ad\u3002\n          <\/p>\n          <a href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\u7533\u8bf7\u5e76\u6838\u5bf9\u8eab\u4efd<\/a>\n        <\/div>\n\n        <div>\n          <h3>\u535a\u58eb\u4e0e\u5176\u4ed6\u5b66\u4e60\u9636\u6bb5<\/h3>\n          <p>\n            \u535a\u58eb\u3001\u5956\u5b66\u91d1\u751f\u53ca30\u5c81\u4ee5\u4e0a\u5b66\u751f\u9700\u8981\u5355\u72ec\u6838\u5bf9\u3002\n            \u8bed\u8a00\u73ed\u3001Studienkolleg\u9884\u79d1\u901a\u5e38\u4e0d\u5c5e\u4e8e\u5b66\u751f\u5f3a\u5236\u4fdd\u9669\u8303\u56f4\u3002\n          <\/p>\n          <a href=\"#tk-contact\">\u5148\u54a8\u8be2\u4e2d\u6587\u5ba2\u670d<\/a>\n        <\/div>\n      <\/div>\n\n      <div class=\"tk-note\">\n        <strong>\u5df2\u6709\u516c\u4fdd\u3001\u79c1\u4fdd\u6216\u529e\u7406\u8fc7\u5b66\u751f\u516c\u4fdd\u8c41\u514d\uff1f<\/strong>\n        <p>\n          \u7533\u8bf7\u65f6\u8bf4\u660e\u5f53\u524d\u4fdd\u9669\u72b6\u6001\uff0c\u5148\u786e\u8ba4\u80fd\u5426\u52a0\u5165\u53ca\u5f00\u59cb\u65e5\u671f\u3002\n          \u7b26\u5408\u6761\u4ef6\u7684\u5bb6\u5ead\u6210\u5458\u4e5f\u53ef\u80fd\u9002\u7528\u514d\u8d39\u5bb6\u5ead\u5171\u4fdd\uff0c\u7531TK\u5ba1\u6838\u3002\n        <\/p>\n      <\/div>\n\n    <\/div>\n  <\/section>\n\n  <!-- \u533b\u7597\u4fdd\u969c -->\n  <section class=\"tk-section tk-benefits\" id=\"tk-benefits\"\n           aria-labelledby=\"tk-benefits-title\">\n    <div class=\"tk-wrap\">\n\n      <div class=\"tk-section-head\">\n        <h2 id=\"tk-benefits-title\">\u4ece\u65e5\u5e38\u770b\u75c5\u5230\u4f4f\u9662\u6cbb\u7597\u3002<\/h2>\n        <p>\n          TK\u5c5e\u4e8e\u5fb7\u56fd\u6cd5\u5b9a\u533b\u7597\u4fdd\u9669\u3002\n          \u5728\u63a5\u6536\u516c\u4fdd\u7684\u533b\u7597\u673a\u6784\uff0c\u6cd5\u5b9a\u4fdd\u969c\u9879\u76ee\u901a\u5e38\u901a\u8fc7\u533b\u4fdd\u5361\u7ed3\u7b97\u3002\n        <\/p>\n      <\/div>\n\n      <div class=\"tk-table-scroll\" tabindex=\"0\" role=\"region\"\n           aria-label=\"TK\u4e3b\u8981\u533b\u7597\u4fdd\u969c\u6458\u8981\">\n        <table class=\"tk-benefit-table\">\n          <caption>\u4e3b\u8981\u4fdd\u969c\u4e0e\u4f7f\u7528\u65b9\u5f0f<\/caption>\n          <thead>\n            <tr>\n              <th scope=\"col\">\u9879\u76ee<\/th>\n              <th scope=\"col\">\u4fdd\u969c\u6458\u8981<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <th scope=\"row\">\u5168\u79d1\u4e0e\u4e13\u79d1<\/th>\n              <td>\n                \u7b26\u5408\u89c4\u5b9a\u7684\u8bca\u7597\u3001\u68c0\u67e5\u53ca\u5fc5\u8981\u6cbb\u7597\u3002\n                \u9884\u7ea6\u65f6\u786e\u8ba4\u8bca\u6240\u63a5\u6536\u6cd5\u5b9a\u533b\u4fdd\u60a3\u8005\u3002\n              <\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">\u4f4f\u9662\u6cbb\u7597<\/th>\n              <td>\n                \u533b\u7597\u5fc5\u8981\u7684\u4f4f\u9662\u53ca\u6807\u51c6\u533b\u7597\u670d\u52a1\u3002\n                \u6210\u5e74\u4eba\u4e00\u822c\u81ea\u4ed8\u20ac10\/\u5929\uff0c\u6bcf\u81ea\u7136\u5e74\u6700\u591a\u8ba128\u5929\uff1b\n                \u7b26\u5408\u6761\u4ef6\u8005\u53ef\u8c41\u514d\u3002\n              <\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">\u5904\u65b9\u836f<\/th>\n              <td>\n                \u7b26\u5408\u89c4\u5b9a\u7684\u5904\u65b9\u836f\u6309\u6cd5\u5b9a\u89c4\u5219\u627f\u62c5\u8d39\u7528\u3002\n                \u6210\u5e74\u4eba\u901a\u5e38\u81ea\u4ed8\u836f\u4ef710%\uff0c\u6700\u4f4e\u20ac5\u3001\u6700\u9ad8\u20ac10\uff0c\n                \u4e14\u4e0d\u8d85\u8fc7\u836f\u54c1\u672c\u8eab\u4ef7\u683c\uff1b\u53e6\u6709\u514d\u81ea\u4ed8\u7b49\u60c5\u5f62\u3002\n              <\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">\u7259\u79d1\u4e0e\u9884\u9632\u68c0\u67e5<\/th>\n              <td>\n                \u6cd5\u5b9a\u7259\u79d1\u8bca\u7597\u53ca\u7b26\u5408\u5e74\u9f84\u3001\u9891\u6b21\u8981\u6c42\u7684\u9884\u9632\u68c0\u67e5\u3002\n                \u4e49\u9f7f\u3001\u81ea\u9009\u6750\u6599\u53ca\u989d\u5916\u9879\u76ee\u53ef\u80fd\u9700\u81ea\u4ed8\u3002\n              <\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">\u5b55\u671f\u4e0e\u5bb6\u5ead<\/th>\n              <td>\n                \u6309\u6cd5\u5b9a\u89c4\u5219\u63d0\u4f9b\u5b55\u671f\u68c0\u67e5\u3001\u5206\u5a29\u53ca\u76f8\u5173\u533b\u7597\u670d\u52a1\u3002\n                \u5bb6\u5ead\u6210\u5458\u662f\u5426\u53ef\u5171\u4fdd\uff0c\u9700\u53e6\u884c\u5ba1\u6838\u3002\n              <\/td>\n            <\/tr>\n            <tr>\n              <th scope=\"row\">\u7ebf\u4e0a\u529e\u7406<\/th>\n              <td>\n                \u901a\u8fc7TK-App\u6216Meine TK\u63d0\u4ea4\u6750\u6599\u3001\u83b7\u53d6\u8bc1\u660e\u3001\n                \u8054\u7cfbTK\u53ca\u7ba1\u7406\u90e8\u5206\u4fdd\u9669\u4e8b\u52a1\u3002\n              <\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n\n      <p class=\"tk-table-note\">\n        \u81ea\u8d39\u9879\u76ee\u3001\u79c1\u4eba\u8bca\u7597\u53ca\u8d85\u51fa\u6cd5\u5b9a\u6807\u51c6\u7684\u670d\u52a1\uff0c\u5e94\u4e8b\u5148\u786e\u8ba4\u8d39\u7528\u3002\n        \u6cd5\u5b9a\u81ea\u4ed8\u548c\u989d\u5916\u81ea\u8d39\u9879\u76ee\u7684\u89c4\u5219\u4e0d\u540c\u3002\n      <\/p>\n\n    <\/div>\n  <\/section>\n\n  <!-- \u4f1a\u5458\u798f\u5229 -->\n  <section class=\"tk-section\" id=\"tk-perks\"\n           aria-labelledby=\"tk-perks-title\">\n    <div class=\"tk-wrap\">\n\n      <div class=\"tk-section-head\">\n        <h2 id=\"tk-perks-title\">\u8fd9\u4e9b\u4f1a\u5458\u798f\u5229\uff0c\u8bb0\u5f97\u7528\u3002<\/h2>\n        <p>\u6309\u6761\u4ef6\u53c2\u52a0\u3001\u63d0\u4ea4\u51ed\u8bc1\uff0c\u83b7\u5f97\u5bf9\u5e94\u8865\u8d34\u6216\u5956\u52b1\u3002<\/p>\n      <\/div>\n\n      <div class=\"tk-grid-three\">\n\n        <div class=\"tk-perk\">\n          <h3>\u5065\u5eb7\u8bfe\u7a0b<\/h3>\n          <p class=\"tk-perk-value\">\n            \u20ac150<small>\/\u5355\u9879\u8bfe\u7a0b\u6700\u9ad8\u8865\u8d34<\/small>\n          <\/p>\n          <p>\n            \u8ba4\u53ef\u8bfe\u7a0b\u901a\u5e38\u62a5\u950080%\uff0c\u5355\u9879\u6700\u9ad8\u20ac150\uff0c\n            \u6bcf\u81ea\u7136\u5e74\u6700\u591a\u4e24\u95e8\u3002\u9700\u6ee1\u8db3\u8bfe\u7a0b\u8ba4\u8bc1\u53ca\u51fa\u52e4\u6216\u5b8c\u6210\u8981\u6c42\uff1b\n            TK\u81ea\u6709\u8bfe\u7a0b\u53e6\u6709\u5168\u989d\u62a5\u9500\u5b89\u6392\u3002\n          <\/p>\n         \n        <\/div>\n\n        <div class=\"tk-perk\">\n          <h3>\u4e13\u4e1a\u6d17\u7259<\/h3>\n          <p class=\"tk-perk-value\">\n            \u20ac40<small>\/\u5e74\u6700\u9ad8\u8865\u8d34<\/small>\n          <\/p>\n          <p>\n            \u5e74\u6ee118\u5c81\u7684\u4f1a\u5458\uff0c\u5728\u7259\u79d1\u8bca\u6240\u5b8c\u6210\u4e13\u4e1a\u6d17\u7259\u540e\uff0c\n            \u6bcf\u81ea\u7136\u5e74\u53ef\u7533\u8bf7\u4e00\u6b21\u6700\u9ad8\u20ac40\u8865\u8d34\u3002\n            \u4f1a\u5458\u901a\u8fc7TK-App\u63d0\u4ea4\u8d26\u5355\u62a5\u9500\u3002\n          <\/p>\n         \n        <\/div>\n\n        <div class=\"tk-perk\">\n          <h3>\u5065\u5eb7\u5956\u52b1\u8ba1\u5212<\/h3>\n          <p class=\"tk-perk-value\">\n            \u6700\u9ad8\u20ac400<small>\/\u9879\u5408\u8d44\u683c\u6d3b\u52a8\u73b0\u91d1\u5956\u52b1<\/small>\n          <\/p>\n          <p>\n            \u53c2\u52a0TK-Bonusprogramm\u5e76\u5b8c\u6210\u8ba4\u53ef\u6d3b\u52a8\uff0c\n            \u53ef\u9009\u62e9\u6bcf\u9879\u20ac10\u73b0\u91d1\u5956\u52b1\uff0c\u6216\u20ac20\u5065\u5eb7\u7528\u9014\u989d\u5ea6\u3002\n            \u7528\u4e8e\u7b26\u5408\u6761\u4ef6\u7684\u5065\u5eb7\u652f\u51fa\u6216\u8d2d\u7269\uff0c\u5e76\u975e\u76f4\u63a5\u73b0\u91d1\u3002\n          <\/p>\n          \n        <\/div>\n\n      <\/div>\n\n    <\/div>\n  <\/section>\n\n  <!-- \u5927\u5b66M10 -->\n  <section class=\"tk-section tk-m10\" id=\"tk-m10\"\n           aria-labelledby=\"tk-m10-title\">\n    <div class=\"tk-wrap tk-m10-grid\">\n\n      <div class=\"tk-m10-intro\">\n        <h2 id=\"tk-m10-title\">\u5927\u5b66\u6ce8\u518c\uff0c\u9700\u8981M10\u7535\u5b50\u901a\u77e5\u3002<\/h2>\n        <p>\n          M10\u7531\u516c\u4fdd\u673a\u6784\u76f4\u63a5\u53d1\u7ed9\u5927\u5b66\u3002\n          \n          \u7531\u672c\u7ad9\u8d1f\u8d23\u5411\u5b66\u6821\u7535\u5b50\u4f20\u9001\u4fdd\u9669\u72b6\u6001\u3002\n        <\/p>\n        <p>\n          STU\u53ef\u534f\u52a9\u6574\u7406\u5b66\u6821\u53ca\u7533\u8bf7\u4fe1\u606f\uff1b\n          \u4fdd\u9669\u72b6\u6001\u5ba1\u6838\u4e0e\u6b63\u5f0f\u53d1\u9001\u7531TK\u5b8c\u6210\u3002\n        <\/p>\n\n        <div class=\"tk-actions\">\n          <a class=\"tk-btn\" href=\"https:\/\/stu-insurance.de\/cn\/m10\">\n            \u63d0\u4ea4M10\u529e\u7406\u4fe1\u606f\n          <\/a>\n          <a class=\"tk-btn tk-btn-secondary\" href=\"#tk-contact\">\n            \u54a8\u8be2\u529e\u7406\u60c5\u51b5\n          <\/a>\n        <\/div>\n      <\/div>\n\n      <ol class=\"tk-m10-list\">\n        <li>\n          <h3>\u6838\u5bf9\u5b66\u6821<\/h3>\n          <p>\n            \u51c6\u5907\u5927\u5b66\u51c6\u786e\u540d\u79f0\n          <\/p>\n        <\/li>\n        <li>\n          <h3>\u672c\u7ad9\u7533\u8bf7TK\u5b66\u751f\u4fdd\u9669<\/h3>\n          <p>\n            \u5728\u7ebf\u586b\u5199TK\u4f1a\u5458\u7533\u8bf7\u4fe1\u606f\u8868\n            \n          <\/p>\n        <\/li>\n        <li>\n          <h3>\u53d1\u8d77\u7535\u5b50\u901a\u77e5<\/h3>\n          <p>\n            \u901a\u8fc7\u672c\u7ad9\u5b98\u65b9\u6e20\u9053\u53d1\u9001\u7ed9\u5927\u5b66\uff0c\u5168\u7a0b\u6570\u5b57\u5316\u5bf9\u63a5\n            \n          <\/p>\n        <\/li>\n        <li>\n          <h3>\u5411\u5927\u5b66\u786e\u8ba4\u63a5\u6536<\/h3>\n          <p>\n            \u7559\u610f\u6ce8\u518c\u7cfb\u7edf\u72b6\u6001\u3002\u4e34\u8fd1\u622a\u6b62\u65e5\u671f\u65f6\uff0c\n            \u540c\u65f6\u5411\u5927\u5b66\u548cTK\u786e\u8ba4\u662f\u5426\u9700\u8981\u8865\u5145\u4fe1\u606f\u3002\n          <\/p>\n        <\/li>\n      <\/ol>\n\n    <\/div>\n  <\/section>\n\n  <!-- \u7533\u8bf7\u6d41\u7a0b -->\n  <section class=\"tk-section\" id=\"tk-apply\"\n           aria-labelledby=\"tk-apply-title\">\n    <div class=\"tk-wrap\">\n\n      <div class=\"tk-section-head\">\n        <h2 id=\"tk-apply-title\">\u60a8\u53ea\u9700\u8981\u63d0\u4ea4\u7533\u8bf7\uff0c\u540e\u9762\u7684\u4e8b\u60c5\u6211\u4eec\u6765\u5904\u7406<\/h2>\n        <p>\n         \n\u5728\u7ebf\u586b\u5199TK\u4f1a\u5458\u7533\u8bf7\u4fe1\u606f\u8868\uff0c\u65e0\u9700\u4ed8\u8d39\u548c\u63d0\u4f9b\u94f6\u884c\u4fe1\u606f\uff0c\u6211\u4eec\u4f1a\u534f\u52a9\u4f60\u5b8c\u6210\u4ece\u7533\u8bf7\u5230\u6fc0\u6d3b\u62ff\u5230\u533b\u4fdd\u5361\u5168\u90e8\u8fc7\u7a0b\u3002\n        <\/p>\n      <\/div>\n\n      <ol class=\"tk-steps\">\n        <li>\n          <h3>\u786e\u8ba4\u53c2\u4fdd\u8eab\u4efd<\/h3>\n          <p>\u8bf4\u660e\u5b66\u751f\u3001\u96c7\u5458\u6216\u535a\u58eb\u8eab\u4efd\uff0c\u4ee5\u53ca\u76ee\u524d\u7684\u4fdd\u9669\u60c5\u51b5\u3002<\/p>\n        <\/li>\n        <li>\n          <h3>\u586b\u5199\u7533\u8bf7\u8d44\u6599<\/h3>\n          <p>\u63d0\u4ea4\u57fa\u672c\u4fe1\u606f\uff0c\u6309\u8981\u6c42\u8865\u5145\u5b66\u6821\u6216\u96c7\u4e3b\u6750\u6599\u3002<\/p>\n        <\/li>\n        <li>\n          <h3>\u529e\u7406\u6240\u9700\u8bc1\u660e<\/h3>\n          <p>\u6838\u5bf9\u4fdd\u9669\u5f00\u59cb\u65e5\u671f\uff1b\u5b66\u751f\u6309\u5b66\u6821\u8981\u6c42\u529e\u7406M10\u3002<\/p>\n        <\/li>\n        <li>\n          <h3>\u62ff\u5230\u7b7e\u8bc1\u6fc0\u6d3bTK\u4fdd\u9669<\/h3>\n          <p>\u8865\u5145\u5fb7\u56fd\u6536\u4fe1\u5730\u5740\u53ca\u4ed8\u6b3e\u4fe1\u606f\uff0c\u53d1\u653eTK\u533b\u4fdd\u5361\u3002<\/p>\n        <\/li>\n      <\/ol>\n\n      <div class=\"tk-actions\">\n        <a class=\"tk-btn\" href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\n          \u5f00\u59cb\u4e2d\u6587\u7533\u8bf7\n        <\/a>\n        <a class=\"tk-btn tk-btn-secondary\" href=\"#tk-contact\">\n          \u5148\u54a8\u8be2\u53c2\u4fdd\u6761\u4ef6\n        <\/a>\n      <\/div>\n\n      \n\n    <\/div>\n  <\/section>\n\n  <!-- \u5e38\u89c1\u95ee\u9898 -->\n  <section class=\"tk-section tk-faq\" id=\"tk-faq\"\n           aria-labelledby=\"tk-faq-title\">\n    <div class=\"tk-wrap tk-faq-grid\">\n\n      <div class=\"tk-faq-intro\">\n        <h2 id=\"tk-faq-title\">\u4f60\u53ef\u80fd\u8fd8\u60f3\u95ee\u3002<\/h2>\n        <p>\u5b66\u751f\u4ef7\u683c\u3001\u535a\u58eb\u8eab\u4efd\u3001M10\u548c\u5165\u5883\u8854\u63a5\u3002<\/p>\n        <a href=\"#tk-contact\">\u8054\u7cfb\u4e2d\u6587\u5ba2\u670d<\/a>\n      <\/div>\n\n      <div>\n        <details>\n          <summary>\u20ac141.16\u548c\u20ac146.29\u5df2\u7ecf\u5305\u542b\u62a4\u7406\u9669\u4e86\u5417\uff1f<\/summary>\n          <div class=\"tk-answer\">\n            <p>\n              \u5df2\u5305\u542b\u30022026\u5e74\u5b66\u751f\u533b\u7597\u9669\u4e3a\u20ac110.38\/\u6708\u3002\n              \u672a\u6ee123\u5c81\u65e0\u5b50\u5973\u8005\u62a4\u7406\u9669\u901a\u5e38\u4e3a\u20ac30.78\uff1b\n              23\u5c81\u8d77\u65e0\u5b50\u5973\u8005\u901a\u5e38\u4e3a\u20ac35.91\u3002\n              \u6709\u5b50\u5973\u7b49\u60c5\u51b5\u6309\u5bf9\u5e94\u89c4\u5219\u8ba1\u7b97\u3002\n            <\/p>\n          <\/div>\n        <\/details>\n\n        <details>\n          <summary>\u8bfb\u535a\u58eb\u53ef\u4ee5\u7528\u5b66\u751f\u4ef7\u683c\u5417\uff1f<\/summary>\n          <div class=\"tk-answer\">\n            <p>\n              \u901a\u5e38\u4e0d\u80fd\u4ec5\u51ed\u535a\u58eb\u6ce8\u518c\u4f7f\u7528\u5b66\u751f\u5f3a\u5236\u4fdd\u9669\u8d39\u7387\u3002\n              \u6bd5\u4e1a\u540e\u5f00\u59cb\u7684\u535a\u58eb\u9636\u6bb5\u4e00\u822c\u4e0d\u5c5e\u4e8eKVdS\uff1b\n              \u6709\u96c7\u4f63\u5408\u540c\u8005\u9700\u6309\u5c31\u4e1a\u60c5\u51b5\u5224\u65ad\uff0c\n              \u5956\u5b66\u91d1\u535a\u58eb\u5219\u6838\u5bf9\u81ea\u613f\u53c2\u4fdd\u7b49\u8d44\u683c\u3002\n            <\/p>\n          <\/div>\n        <\/details>\n\n        <details>\n          <summary>\u8bed\u8a00\u73ed\u548cStudienkolleg\u9884\u79d1\u53ef\u4ee5\u7533\u8bf7\u5417\uff1f<\/summary>\n          <div class=\"tk-answer\">\n            <p>\n              \u8fd9\u4e24\u4e2a\u9636\u6bb5\u901a\u5e38\u4e0d\u4ea7\u751f\u5b66\u751f\u5f3a\u5236\u533b\u4fdd\u8d44\u683c\u3002\n              \u80fd\u5426\u901a\u8fc7\u5176\u4ed6\u8eab\u4efd\u52a0\u5165TK\u9700\u5355\u72ec\u5224\u65ad\uff1b\n              \u5982\u4e0d\u7b26\u5408\uff0c\u5e94\u5148\u5b89\u6392\u9002\u5408\u5f53\u524d\u9636\u6bb5\u7684\u4fdd\u9669\uff0c\n              \u6b63\u5f0f\u5165\u8bfb\u5927\u5b66\u65f6\u518d\u6838\u5bf9\u8f6c\u6362\u3002\n            <\/p>\n          <\/div>\n        <\/details>\n\n        <details>\n          <summary>\u6ee130\u5c81\u540e\uff0c\u4fdd\u9669\u9a6c\u4e0a\u5931\u6548\u5417\uff1f<\/summary>\n          <div class=\"tk-answer\">\n            <p>\n              \u5b66\u751f\u8d39\u7387\u901a\u5e38\u6301\u7eed\u81f3\u6ee130\u5c81\u6240\u5728\u5b66\u671f\u7ed3\u675f\uff0c\n              \u7279\u6b8a\u60c5\u5f62\u53ef\u7533\u8bf7\u5ef6\u957f\u3002\n              \u968f\u540e\u5e94\u6309TK\u786e\u8ba4\u8f6c\u5165\u7b26\u5408\u6761\u4ef6\u7684\u53c2\u4fdd\u65b9\u5f0f\uff0c\n              \u4fdd\u8d39\u4f1a\u91cd\u65b0\u8ba1\u7b97\uff0c\u4e0d\u80fd\u7ee7\u7eed\u9ed8\u8ba4\u4f7f\u7528\u5b66\u751f\u6708\u8d39\u3002\n            <\/p>\n          <\/div>\n        <\/details>\n\n        <details>\n          <summary>\u8fd8\u6ca1\u6536\u5230\u533b\u4fdd\u5361\uff0c\u80fd\u5148\u529e\u5927\u5b66M10\u5417\uff1f<\/summary>\n          <div class=\"tk-answer\">\n            <p>\n              M10\u901a\u8fc7\u7535\u5b50\u65b9\u5f0f\u4f20\u9001\uff0c\u4e0d\u4ee5\u6536\u5230\u5b9e\u4f53\u533b\u4fdd\u5361\u4e3a\u524d\u63d0\u3002\n              \u9700\u8981\u5148\u5b8c\u6210\u76f8\u5e94\u4fdd\u9669\u72b6\u6001\u786e\u8ba4\uff0c\u5e76\u63d0\u4f9b\u51c6\u786e\u5b66\u6821\u4fe1\u606f\uff1b\n              \u53ef\u8054\u7cfbTK\u6216\u901a\u8fc7\u4f1a\u5458\u8d26\u6237\u53d1\u8d77\u3002\n            <\/p>\n          <\/div>\n        <\/details>\n\n        <details>\n          <summary>\u5df2\u7ecf\u4e70\u4e86\u79c1\u4fdd\uff0c\u4e5f\u9700\u8981M10\u5417\uff1f<\/summary>\n          <div class=\"tk-answer\">\n            <p>\n              \u5927\u5b66\u901a\u5e38\u4ecd\u9700\u516c\u4fdd\u673a\u6784\u53d1\u9001\u7535\u5b50\u4fdd\u9669\u72b6\u6001\u901a\u77e5\u3002\n              \u5e94\u5411\u516c\u4fdd\u673a\u6784\u63d0\u4ea4\u79c1\u4fdd\u8bc1\u660e\uff0c\u7531\u5176\u6838\u5bf9\u662f\u5426\u9700\u8981\u8c41\u514d\u6216\u5176\u4ed6\u72b6\u6001\u786e\u8ba4\u3002\n              \u529e\u7406M10\u672c\u8eab\u4e0d\u7b49\u4e8e\u5df2\u7ecf\u52a0\u5165TK\u3002\n            <\/p>\n          <\/div>\n        <\/details>\n\n        <details>\n          <summary>\u4e2d\u6587\u5ba2\u670d\u5c31\u662fTK\u5b98\u65b9\u4e2d\u6587\u70ed\u7ebf\u5417\uff1f<\/summary>\n          <div class=\"tk-answer\">\n            <p>\n              \u672c\u9875\u5fae\u4fe1\u548c\u90ae\u7bb1\u5c5e\u4e8eSTU\u4fdd\u9669\uff0c\u63d0\u4f9b\u4e2d\u6587\u7533\u8bf7\u8bf4\u660e\u4e0e\u529e\u7406\u534f\u52a9\u3002\n              \u53c2\u4fdd\u5ba1\u6838\u3001\u7f34\u8d39\u901a\u77e5\u3001\u533b\u7597\u7ed9\u4ed8\u53ca\u6b63\u5f0f\u4fdd\u9669\u51b3\u5b9a\u7531TK\u4f5c\u51fa\u3002\n            <\/p>\n          <\/div>\n        <\/details>\n      <\/div>\n\n    <\/div>\n  <\/section>\n\n  <!-- \u5b98\u65b9\u8d44\u6599 \n  <section class=\"tk-documents\" aria-labelledby=\"tk-documents-title\">\n    <div class=\"tk-wrap tk-doc-grid\">\n\n      <div>\n        <h2 id=\"tk-documents-title\">\u5b98\u65b9\u8d44\u6599\u4e0e\u8d39\u7528\u8bf4\u660e<\/h2>\n        <p class=\"tk-small\">\n          \u67e5\u770bTK\u5b98\u65b9\u8d39\u7387\u3001\u53c2\u4fdd\u6761\u4ef6\u548c\u5927\u5b66\u7535\u5b50\u901a\u77e5\u6d41\u7a0b\u3002\n        <\/p>\n      <\/div>\n\n      <ul class=\"tk-doc-links\">\n        <li>\n          <a\n            href=\"https:\/\/www.tk.de\/techniker\/versicherung\/gut-versichert-in-jeder-lebenslage\/versichert-als-studierende\/krankenversicherung-und-studium\/beitrag-studierende-2131472\"\n            target=\"_blank\" rel=\"noopener noreferrer\"\n          >\n            <span>2026\u5e74\u5b66\u751f\u533b\u7597\u4e0e\u62a4\u7406\u4fdd\u9669\u8d39\u7528<\/span>\n            <small>TK\u5b98\u65b9<\/small>\n          <\/a>\n        <\/li>\n        <li>\n          <a\n            href=\"https:\/\/www.tk.de\/techniker\/versicherung\/beitrag-zusatztarife\/beitraege-beitragssaetze\/tk-beitragssatz-und-zusatzbeitrag-2021472\"\n            target=\"_blank\" rel=\"noopener noreferrer\"\n          >\n            <span>\u533b\u7597\u9669\u3001\u9644\u52a0\u8d39\u4e0e\u96c7\u4e3b\u5206\u644a<\/span>\n            <small>TK\u5b98\u65b9<\/small>\n          <\/a>\n        <\/li>\n        <li>\n          <a\n            href=\"https:\/\/www.tk.de\/techniker\/versicherung\/gut-versichert-in-jeder-lebenslage\/versichert-als-studierende\/student-krankenversicherung-kvds-ab-2131470\"\n            target=\"_blank\" rel=\"noopener noreferrer\"\n          >\n            <span>\u5b66\u751f\u53c2\u4fdd\u6761\u4ef6<\/span>\n            <small>TK\u5b98\u65b9<\/small>\n          <\/a>\n        <\/li>\n        <li>\n          <a\n            href=\"https:\/\/www.tk.de\/techniker\/versicherung\/gut-versichert-in-jeder-lebenslage\/versichert-als-studierende\/krankenversicherung-und-studium\/bestaetigung-krankenversicherung-studium-2012334\"\n            target=\"_blank\" rel=\"noopener noreferrer\"\n          >\n            <span>\u5927\u5b66\u6ce8\u518cM10\u7535\u5b50\u901a\u77e5<\/span>\n            <small>TK\u5b98\u65b9<\/small>\n          <\/a>\n        <\/li>\n        <li>\n          <a\n            href=\"https:\/\/www.tk.de\/techniker\/versicherung\/tk-leistungen\/weitere-leistungen\/zuzahlung-und-erstattung\/gesetzliche-zuzahlungen-2182530\"\n            target=\"_blank\" rel=\"noopener noreferrer\"\n          >\n            <span>\u770b\u75c5\u3001\u836f\u54c1\u4e0e\u4f4f\u9662\u7684\u6cd5\u5b9a\u81ea\u4ed8<\/span>\n            <small>TK\u5b98\u65b9<\/small>\n          <\/a>\n        <\/li>\n      <\/ul>\n\n    <\/div>\n  <\/section>\n  \n  -->\n\n  <!-- \u4e2d\u6587\u5ba2\u670d -->\n  <section class=\"tk-contact\" id=\"tk-contact\"\n           aria-labelledby=\"tk-contact-title\">\n    <div class=\"tk-wrap tk-contact-grid\">\n\n      <div>\n        <h2 id=\"tk-contact-title\">\u51c6\u5907\u53bb\u5fb7\u56fd\u5b66\u4e60\u6216\u5de5\u4f5c\uff1f<\/h2>\n        <p>\n          \n\u5728\u7ebf\u586b\u5199TK\u4f1a\u5458\u7533\u8bf7\u4fe1\u606f\u8868\uff0c\u90016\u4e2a\u6708\u7b7e\u8bc1\u9012\u7b7e\u9669\n        <\/p>\n        <div class=\"tk-actions\">\n          <a class=\"tk-btn\" href=\"https:\/\/stu-insurance.de\/cn\/apply-tk\/\">\n            \u7533\u8bf7TK\u4fdd\u9669\n          <\/a>\n          \n        <\/div>\n      <\/div>\n\n      <div class=\"tk-contact-info\">\n        <p>\u5fae\u4fe1\u4e2d\u6587\u5ba2\u670d<\/p>\n        <code class=\"tk-wechat\">deguobx<\/code>\n        <p class=\"tk-copy-hint\">\n          \u957f\u6309\u6216\u9009\u4e2d\u5fae\u4fe1\u53f7\u590d\u5236\uff0c\u5728\u5fae\u4fe1\u4e2d\u6dfb\u52a0\u3002\n        <\/p>\n        \n      <\/div>\n\n    <\/div>\n  <\/section>\n\n  <!-- \u9875\u9762\u8bf4\u660e -->\n  <div class=\"tk-disclosure\">\n    <div class=\"tk-wrap\">\n      <p>\n        \u533b\u7597\u4fdd\u9669\u673a\u6784\uff1aTechniker Krankenkasse\uff08TK\uff09\u3002\n        \u672c\u9875\u7531STU\u4fdd\u9669\u63d0\u4f9b\u4e2d\u6587\u4ecb\u7ecd\u4e0e\u7533\u8bf7\u534f\u52a9\n      <\/p>\n      <p>\n        \u53c2\u4fdd\u8d44\u683c\u3001\u4fdd\u9669\u5f00\u59cb\u65e5\u671f\u3001\u7f34\u8d39\u53ca\u7ed9\u4ed8\u4ee5\u73b0\u884c\u6cd5\u5b9a\u89c4\u5219\u548cTK\u786e\u8ba4\u4e3a\u51c6\u3002\n        \u5185\u5bb9\u4e0e\u8d39\u7387\u6838\u5bf9\uff1a2026\u5e7410\u67085\u65e5\u3002\n      <\/p>\n    <\/div>\n  <\/div>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>TK \u00b7 Techniker Krankenkasse \u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\u7559\u5b66\u4e0e\u5de5\u4f5c\u90fd\u5b89\u5fc3 \u90016\u4e2a\u6708\u9012\u7b7e\u9669 \u00b7  [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-27974","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"TK \u00b7 Techniker Krankenkasse \u5fb7\u56fd\u516c\u7acb\u533b\u7597\u4fdd\u9669\u7559\u5b66\u4e0e\u5de5\u4f5c\u90fd\u5b89\u5fc3 \u90016\u4e2a\u6708\u9012\u7b7e\u9669 \u00b7\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/stu-insurance.de\/cn\/tk\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\n\t\t<!-- Google tag (gtag.js) -->\n<script async src=\"https:\/\/www.googletagmanager.com\/gtag\/js?id=G-MHS8JGZD56\"><\/script>\n<script>\n  window.dataLayer = window.dataLayer || [];\n  function gtag(){dataLayer.push(arguments);}\n  gtag('js', new Date());\n\n  gtag('config', 'G-MHS8JGZD56');\n<\/script>\n\t\t<meta property=\"og:locale\" content=\"zh_CN\" \/>\n\t\t<meta property=\"og:site_name\" content=\"\u5fb7\u56fdSTU\u4fdd\u9669 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